UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C.  20549

                                    Form 13F

                              Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: June 30, 2002

Check here if Amendment [  ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:    UNITRIN, INC.
Address: One East Wacker Drive, 10th Floor

         Chicago, IL  60601

13F File Number:  28-02715

The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:      Richard Roeske
Title:     Vice President
Phone:     312-661-4600

Signature, Place, and Date of Signing:

     /s/ Richard Roeske     Chicago, IL     August 08, 2002


Report Type (Check only one.):

[ X]         13F HOLDINGS REPORT.

[  ]         13F NOTICE.

[  ]         13F COMBINATION REPORT.


List of Other Managers Reporting for this Manager:



I AM SIGNING THIS REPORT AS REQUIRED BY THE THE SECURITIES EXCHANGE
ACT OF 1934.


                              FORM 13F SUMMARY PAGE


Report Summary:

Number of Other Included Managers:         2

Form13F Information Table Entry Total:     108

Form13F Information Table Value Total:     $1,356,139 thousands


List of Other Included Managers:

List of Other Managers Reporting for this Manager:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional managers with respect to which this report is filed, other
than the manager filing this report.

No.  13F File Number               Name


01   28-00121                      TRINITY UNIVERSAL INSURANCE COMPANY
02   28-00117                      UNITED INSURANCE COMPANY OF AMERICA




                                    
                                                     FORM 13F INFORMATION TABLE
                                                             VALUE  SHARES/ SH/ PUT/ INVSTMT  OTHER            VOTING AUTHORITY
NAME OF ISSUER                 TITLE OF CLASS   CUSIP     (x$1000)  PRN AMT PRN CALL DSCRETN MANAGERS         SOLE   SHARED     NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
A T & T CORP                   COM              001957109      263    24608 SH       DEFINED                 24608        0        0
ABBOTT LABS                    COM              002824100      377    10000 SH       OTHER                       0    10000        0
ABBOTT LABS                    COM              002824100     2259    60000 SH       OTHER   02                  0    60000        0
ALLEGHENY ENERGY INC           COM              017361106     4584   178000 SH       DEFINED 01             178000        0        0
ALLEGHENY ENERGY INC           COM              017361106     1133    44000 SH       DEFINED                 44000        0        0
ALLEGHENY ENERGY INC           COM              017361106     5717   222000 SH       DEFINED 02             222000        0        0
AMERICAN ELEC PWR INC          COM              025537101      213     5334 SH       DEFINED                  5334        0        0
AMERICAN EXPRESS CO            COM              025816109      726    20000 SH       OTHER   02                  0    20000        0
AMERICAN INTL GROUP INC        COM              026874107      580     8500 SH       OTHER                       0     8500        0
AMERICAN INTL GROUP INC        COM              026874107     2388    35000 SH       OTHER   02                  0    35000        0
ANHEUSER BUSCH COS INC         COM              035229103     1500    30000 SH       OTHER   02                  0    30000        0
ANHEUSER BUSCH COS INC         COM              035229103       50     1000 SH       OTHER                       0     1000        0
AOL TIME WARNER INC            COM              00184A105      515    35000 SH       OTHER   02                  0    35000        0
AOL TIME WARNER INC            COM              00184A105      221    15000 SH       OTHER                       0    15000        0
BAKER HUGHES INC               COM              057224107   100289  3012600 SH       DEFINED 01            3012600        0        0
BELLSOUTH CORP                 COM              079860102      378    12000 SH       OTHER                       0    12000        0
BELLSOUTH CORP                 COM              079860102     2205    70000 SH       OTHER   02                  0    70000        0
BP PLC                         SPONSORED ADR    055622104      631    12500 SH       OTHER                       0    12500        0
BP PLC                         SPONSORED ADR    055622104     3534    70000 SH       OTHER   02                  0    70000        0
CHEVRONTEXACO CORP             COM              166764100     3098    35000 SH       OTHER   02                  0    35000        0
CHEVRONTEXACO CORP             COM              166764100      575     6500 SH       OTHER                       0     6500        0
CITIGROUP INC                  COM              172967101     3100    80000 SH       OTHER   02                  0    80000        0
CITIGROUP INC                  COM              172967101      446    11531 SH       DEFINED                 11531        0        0
CITIGROUP INC                  COM              172967101     2376    61315 SH       DEFINED 02              61315        0        0
CITIGROUP INC                  COM              172967101      698    18000 SH       OTHER                       0    18000        0
CITIGROUP INC                  COM              172967101      387     9994 SH       DEFINED 01               9994        0        0
COCA COLA CO                   COM              191216100     1008    18000 SH       OTHER                       0    18000        0
COCA COLA CO                   COM              191216100     5040    90000 SH       OTHER   02                  0    90000        0
COLGATE PALMOLIVE CO           COM              194162103      350     7000 SH       OTHER                       0     7000        0
COLGATE PALMOLIVE CO           COM              194162103     1251    25000 SH       OTHER   02                  0    25000        0
DELPHI CORP                    COM              247126105      185    13978 SH       DEFINED                 13978        0        0
EMERSON ELEC CO                COM              291011104      134     2500 SH       OTHER                       0     2500        0
EMERSON ELEC CO                COM              291011104     1070    20000 SH       OTHER   02                  0    20000        0
EXXON MOBIL CORP               COM              30231G102     8184   200000 SH       OTHER   02                  0   200000        0
EXXON MOBIL CORP               COM              30231G102     1449    35400 SH       OTHER                       0    35400        0
FEDERAL HOME LN MTG CORP       COM              313400301     3060    50000 SH       OTHER   02                  0    50000        0
FEDERAL HOME LN MTG CORP       COM              313400301      612    10000 SH       OTHER                       0    10000        0
FEDERAL NATL MTG ASSN          COM              313586109      738    10000 SH       OTHER                       0    10000        0
FEDERAL NATL MTG ASSN          COM              313586109     4425    60000 SH       OTHER   02                  0    60000        0
FORD MTR CO CAP TR II          PFD TR CV6.5%    345395206     2813    50000 SH       OTHER   02                  0    50000        0
FORD MTR CO CAP TR II          PFD TR CV6.5%    345395206      562    10000 SH       DEFINED 02              10000        0        0
FORD MTR CO CAP TR II          PFD TR CV6.5%    345395206      141     2500 SH       OTHER                       0     2500        0
FORD MTR CO DEL                COM PAR $0.01    345370860      727    45452 SH       DEFINED 01              45452        0        0
FORD MTR CO DEL                COM PAR $0.01    345370860      839    52445 SH       DEFINED                 52445        0        0
FORD MTR CO DEL                COM PAR $0.01    345370860     4461   278833 SH       DEFINED 02             278833        0        0
GENERAL ELEC CO                COM              369604103     1017    35000 SH       OTHER                       0    35000        0
GENERAL ELEC CO                COM              369604103     4939   170000 SH       OTHER   02                  0   170000        0
GENERAL ELEC CO                COM              369604103     1394    48000 SH       DEFINED                 48000        0        0
GENERAL MTRS CORP              COM              370442105     1069    20000 SH       DEFINED                 20000        0        0
GOLDMAN SACHS GROUP INC        COM              38141G104      367     5000 SH       SOLE                     5000        0        0
HARTFORD FINL SVCS GROUP INC   COM              416515104    28914   486200 SH       DEFINED 02             486200        0        0
INTEL CORP                     COM              458140100     2923   160000 SH       OTHER   02                  0   160000        0
INTEL CORP                     COM              458140100      548    30000 SH       OTHER                       0    30000        0
INTERNATIONAL BUSINESS MACHS   COM              459200101      360     5000 SH       OTHER                       0     5000        0
INTERNATIONAL BUSINESS MACHS   COM              459200101     1440    20000 SH       OTHER   02                  0    20000        0
ITT INDS INC IND               COM              450911102    17163   243100 SH       DEFINED 02             243100        0        0
J P MORGAN CHASE & CO          COM              46625H100     2035    60000 SH       OTHER   02                  0    60000        0
J P MORGAN CHASE & CO          COM              46625H100      509    15000 SH       OTHER                       0    15000        0
JOHNSON & JOHNSON              COM              478160104     3658    70000 SH       OTHER   02                  0    70000        0
JOHNSON & JOHNSON              COM              478160104      732    14000 SH       OTHER                       0    14000        0
KRAFT FOODS INC                CL A             50075N104      819    20000 SH       OTHER                       0    20000        0
KRAFT FOODS INC                CL A             50075N104     3276    80000 SH       OTHER   02                  0    80000        0
KRAFT FOODS INC                CL A             50075N104     1269    31000 SH       DEFINED 02              31000        0        0
LIBERTY ALL STAR EQUITY FD     SH BEN INT       530158104     1374   160183 SH       DEFINED                160183        0        0
LILLY ELI & CO                 COM              532457108     2538    45000 SH       OTHER   02                  0    45000        0
LILLY ELI & CO                 COM              532457108      564    10000 SH       OTHER                       0    10000        0
LUCENT TECHNOLOGIES INC        COM              549463107       35    21264 SH       DEFINED                 21264        0        0
MARSH & MCLENNAN COS INC       COM              571748102     3381    35000 SH       OTHER   02                  0    35000        0
MARSH & MCLENNAN COS INC       COM              571748102      773     8000 SH       OTHER                       0     8000        0
MCDONALDS CORP                 COM              580135101      427    15000 SH       OTHER                       0    15000        0
MCDONALDS CORP                 COM              580135101     1565    55000 SH       OTHER   02                  0    55000        0
MCGRAW HILL COS INC            COM              580645109      597    10000 SH       OTHER                       0    10000        0
MCGRAW HILL COS INC            COM              580645109     1791    30000 SH       OTHER   02                  0    30000        0
MERCK & CO INC                 COM              589331107      709    14000 SH       OTHER                       0    14000        0
MERCK & CO INC                 COM              589331107     3798    75000 SH       OTHER   02                  0    75000        0
MICROSOFT CORP                 COM              594918104      547    10000 SH       OTHER                       0    10000        0
MICROSOFT CORP                 COM              594918104     2735    50000 SH       OTHER   02                  0    50000        0
MISSISSIPPI VY BANCSHARES INC  COM              605720101     1894    36618 SH       DEFINED                 36618        0        0
NORTHROP GRUMMAN CORP          COM              666807102   417012  3336092 SH       DEFINED 02            3336092        0        0
NORTHROP GRUMMAN CORP          COM              666807102   541149  4329189 SH       DEFINED 01            4329189        0        0
PEPSICO INC                    COM              713448108     3374    70000 SH       OTHER   02                  0    70000        0
PEPSICO INC                    COM              713448108      728    15100 SH       OTHER                       0    15100        0
PFIZER INC                     COM              717081103     1225    35000 SH       OTHER                       0    35000        0
PFIZER INC                     COM              717081103     7350   210000 SH       OTHER   02                  0   210000        0
PHILIP MORRIS COS INC          COM              718154107     7644   175000 SH       OTHER   02                  0   175000        0
PHILIP MORRIS COS INC          COM              718154107     1747    40000 SH       OTHER                       0    40000        0
PROCTER & GAMBLE CO            COM              742718109     3126    35000 SH       OTHER   02                  0    35000        0
PROCTER & GAMBLE CO            COM              742718109       80      900 SH       OTHER                       0      900        0
SBC COMMUNICATIONS INC         COM              78387G103      366    12000 SH       OTHER                       0    12000        0
SBC COMMUNICATIONS INC         COM              78387G103     2135    70000 SH       OTHER   02                  0    70000        0
SOUTHERN CO                    COM              842587107      548    20000 SH       DEFINED                 20000        0        0
SUNTRUST BKS INC               COM              867914103     2370    35000 SH       OTHER   02                  0    35000        0
SUNTRUST BKS INC               COM              867914103      549     8100 SH       OTHER                       0     8100        0
TARGET CORP                    COM              87612E106      381    10000 SH       OTHER                       0    10000        0
TARGET CORP                    COM              87612E106     1524    40000 SH       OTHER   02                  0    40000        0
UNITED PARCEL SERVICE INC      CL B             911312106     1544    25000 SH       OTHER   02                  0    25000        0
UNITED PARCEL SERVICE INC      CL B             911312106      309     5000 SH       OTHER                       0     5000        0
UNOVA INC                      COM              91529B106    37067  5711449 SH       DEFINED 01            5711449        0        0
UNOVA INC                      COM              91529B106    45082  6946315 SH       SOLE                  6946315        0        0
VERIZON COMMUNICATIONS         COM              92343V104      201     5000 SH       OTHER                       0     5000        0
VERIZON COMMUNICATIONS         COM              92343V104      402    10000 SH       OTHER   02                  0    10000        0
VIACOM INC                     CL B             925524308      887    20000 SH       OTHER   02                  0    20000        0
VISTEON CORP                   COM              92839U107      104     7331 SH       DEFINED                  7331        0        0
VISTEON CORP                   COM              92839U107      297    20883 SH       DEFINED 02              20883        0        0
WAL MART STORES INC            COM              931142103     3576    65000 SH       OTHER   02                  0    65000        0
WAL MART STORES INC            COM              931142103      660    12000 SH       OTHER                       0    12000        0
WALGREEN CO                    COM              931422109     3477    90000 SH       OTHER   02                  0    90000        0
WALGREEN CO                    COM              931422109      773    20000 SH       OTHER                       0    20000        0