UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C.  20549

                                    Form 13F

                              Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: September 30, 2008

Check here if Amendment [  ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:    UNITRIN, INC.
Address: One East Wacker Drive, 9th Floor
         Chicago, IL  60601

13F File Number:  28-02715

The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:      Richard Roeske
Title:     Vice President
Phone:     312-661-4600

Signature, Place, and Date of Signing:

     /s/ Richard Roeske     Chicago, IL     November 11, 2008

Report Type (Check only one.):

[ X]         13F HOLDINGS REPORT.

[  ]         13F NOTICE.

[  ]         13F COMBINATION REPORT.



                              FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:         1

Form13F Information Table Entry Total:     81

Form13F Information Table Value Total:     $926,706 (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional managers with respect to which this report is filed, other
than the manager filing this report.

No.  13F File Number               Name

01   28-00121                      TRINITY UNIVERSAL INSURANCE COMPANY



                                    
                                                     FORM 13F INFORMATION TABLE
                                                             VALUE  SHARES/ SH/ PUT/ INVSTMT  OTHER            VOTING AUTHORITY
NAME OF ISSUER                 TITLE OF CLASS   CUSIP     (x$1000)  PRN AMT PRN CALL DSCRETN MANAGERS         SOLE   SHARED     NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ABBOTT LABS                    COM              002824100     4031    70000 SH       OTHER   01                  0    70000        0
ALABAMA AIRCRAFT IND INC       COM              01023E100      107    54175 SH       DEFINED 01              54175        0        0
ALTRIA GROUP INC               COM              02209S103     4464   225000 SH       OTHER   01                  0   225000        0
AMERICAN EXPRESS CO            COM              025816109     1867    52700 SH       OTHER   01                  0    52700        0
AMERIPRISE FINL INC            COM              03076C106      957    25040 SH       OTHER   01                  0    25040        0
APPLE INC                      COM              037833100     2501    22000 SH       OTHER   01                  0    22000        0
AUTOMATIC DATA PROCESSING IN   COM              053015103     2309    54000 SH       OTHER   01                  0    54000        0
AVALONBAY CMNTYS INC           COM              053484101     1988    20200 SH       OTHER   01                  0    20200        0
BAKER HUGHES INC               COM              057224107    14045   232000 SH       DEFINED 01             232000        0        0
BANK OF AMERICA CORPORATION    COM              060505104     2975    85000 SH       OTHER   01                  0    85000        0
BARCLAYS BANK PLC              ADS7.75%PFD S4   06739H511    12568   800000 SH       DEFINED                800000        0        0
BEARINGPOINT INC               COM              074002106      522  1002900 SH       OTHER   01                  0  1002900        0
BOSTON PROPERTIES INC          COM              101121101     1854    19800 SH       OTHER   01                  0    19800        0
BP PLC                         SPONSORED ADR    055622104     1756    35000 SH       OTHER   01                  0    35000        0
CATERPILLAR INC DEL            COM              149123101     2682    45000 SH       OTHER   01                  0    45000        0
CHEVRON CORP NEW               COM              166764100     7793    94480 SH       OTHER   01                  0    94480        0
CISCO SYS INC                  COM              17275R102     2482   110000 SH       OTHER   01                  0   110000        0
CITIGROUP INC                  COM              172967101     1996    97300 SH       OTHER   01                  0    97300        0
COCA COLA CO                   COM              191216100     7086   134000 SH       OTHER   01                  0   134000        0
CONOCOPHILLIPS                 COM              20825C104     6812    93000 SH       OTHER   01                  0    93000        0
DOUGLAS EMMETT INC             COM              25960P109     1841    79800 SH       OTHER   01                  0    79800        0
EMERSON ELEC CO                COM              291011104     2806    68800 SH       OTHER   01                  0    68800        0
ESSEX PPTY TR INC              COM              297178105     2083    17600 SH       OTHER   01                  0    17600        0
EXXON MOBIL CORP               COM              30231G102    18281   235400 SH       OTHER   01                  0   235400        0
FEDERAL REALTY INVT TR         SH BEN INT NEW   313747206     2422    28300 SH       OTHER   01                  0    28300        0
FIFTH STREET FINANCE CORP      COM              31678A103     7404   736689 SH       DEFINED 01             736689        0        0
FORD MTR CO DEL                COM PAR $0.01    345370860      232    44610 SH       DEFINED                 44610        0        0
FREEPORT-MCMORAN COPPER & GO   COM              35671D857     1171    20600 SH       OTHER   01                  0    20600        0
GENERAL DYNAMICS CORP          COM              369550108     1472    20000 SH       OTHER   01                  0    20000        0
GENERAL ELECTRIC CO            COM              369604103     1224    48000 SH       DEFINED 01              48000        0        0
GENERAL ELECTRIC CO            COM              369604103     5738   225000 SH       OTHER   01                  0   225000        0
GOLDMAN SACHS GROUP INC        COM              38141G104      640     5000 SH       SOLE                     5000        0        0
HALLIBURTON CO                 COM              406216101     2429    75000 SH       OTHER   01                  0    75000        0
HARTFORD FINL SVCS GROUP INC   COM              416515104     8137   198500 SH       DEFINED                198500        0        0
HOME DEPOT INC                 COM              437076102     1165    45000 SH       OTHER   01                  0    45000        0
HSBC HLDGS PLC                 SPON ADR NEW     404280406     3637    45000 SH       OTHER   01                  0    45000        0
INTEL CORP                     COM              458140100     3744   199900 SH       OTHER   01                  0   199900        0
INTERMEC INC                   COM              458786100   248598 12657764 SH       DEFINED 01           12657764        0        0
ISHARES TR                     MSCI EAFE IDX    464287465    42867   761400 SH       DEFINED 01             761400        0        0
JOHNSON & JOHNSON              COM              478160104     6097    88000 SH       OTHER   01                  0    88000        0
JPMORGAN & CHASE & CO          COM              46625H100     3727    79800 SH       OTHER   01                  0    79800        0
KRAFT FOODS INC                CL A             50075N104     2479    75705 SH       OTHER   01                  0    75705        0
LAUDER ESTEE COS INC           CL A             518439104      863    17300 SH       OTHER   01                  0    17300        0
LOWES COS INC                  COM              548661107      190     8000 SH       OTHER   01                  0     8000        0
MACERICH CO                    COM              554382101     1846    29000 SH       OTHER   01                  0    29000        0
MCDONALDS CORP                 COM              580135101     4319    70000 SH       OTHER   01                  0    70000        0
MCGRAW HILL COS INC            COM              580645109     2845    90000 SH       OTHER   01                  0    90000        0
MEDTRONIC INC                  COM              585055106     1829    36500 SH       OTHER   01                  0    36500        0
MERRILL LYNCH & CO INC         COM              590188108     1265    50000 SH       OTHER   01                  0    50000        0
MICROCHIP TECHNOLOGY INC       COM              595017104      809    27500 SH       OTHER   01                  0    27500        0
MICROSOFT CORP                 COM              594918104     3248   121700 SH       OTHER   01                  0   121700        0
NEWS CORP                      CL A             65248E104     1528   127400 SH       OTHER   01                  0   127400        0
NORTHROP GRUMMAN CORP          COM              666807102   258495  4269823 SH       DEFINED 01            4269823        0        0
NORTHROP GRUMMAN CORP          COM              666807102   117506  1940958 SH       SOLE                  1940958        0        0
NOVO-NORDISK A S               ADR              670100205     2048    40000 SH       OTHER   01                  0    40000        0
OCCIDENTAL PETE CORP DEL       COM              674599105     3452    49000 SH       OTHER   01                  0    49000        0
PEPSICO INC                    COM              713448108     5352    75100 SH       OTHER   01                  0    75100        0
PHILIP MORRIS INTL INC         COM              718172109    10823   225000 SH       OTHER   01                  0   225000        0
PRAXAIR INC                    COM              74005P104     2439    34000 SH       OTHER   01                  0    34000        0
PROCTER & GAMBLE CO            COM              742718109     7617   109300 SH       OTHER   01                  0   109300        0
PROLOGIS                       SH BEN INT       743410102     1420    34400 SH       OTHER   01                  0    34400        0
PRUDENTIAL FINL INC            COM              744320102     1440    20000 SH       OTHER   01                  0    20000        0
PUBLIC STORAGE                 COM              74460D109     1743    17600 SH       OTHER   01                  0    17600        0
QUALCOMM INC                   COM              747525103     1289    30000 SH       OTHER   01                  0    30000        0
RIO TINTO PLC                  SPONSORED ADR    767204100     1747     7000 SH       OTHER   01                  0     7000        0
ROYAL DUTCH SHELL PLC          SPONS ADR A      780259206     2242    38000 SH       OTHER   01                  0    38000        0
SL GREEN RLTY CORP             COM              78440X101     1426    22000 SH       OTHER   01                  0    22000        0
SYSCO CORP                     COM              871829107     1696    55000 SH       OTHER   01                  0    55000        0
TARGET CORP                    COM              87612E106     2943    60000 SH       OTHER   01                  0    60000        0
TAUBMAN CTRS INC               COM              876664103     1925    38500 SH       OTHER   01                  0    38500        0
TEXAS INSTRS INC               COM              882508104     1619    75300 SH       OTHER   01                  0    75300        0
TOTAL S A                      SPONSORED ADR    89151E109     2961    48800 SH       OTHER   01                  0    48800        0
TRANSOCEAN INC NEW             SHS              G90073100     1691    15391 SH       OTHER   01                  0    15391        0
UNITED TECHNOLOGIES CORP       COM              913017109     2673    44500 SH       OTHER   01                  0    44500        0
UNIVERSAL AMERICAN CORP        COM              913377107      610    50000 SH       DEFINED                 50000        0        0
VANGUARD INTL EQUITY INDEX F   EMR MKT ETF      922042858    10689   308400 SH       DEFINED 01             308400        0        0
VENTAS INC                     COM              92276F100     1977    40000 SH       OTHER   01                  0    40000        0
VORNADO RLTY TR                SH BEN INT       929042109     1855    20400 SH       OTHER   01                  0    20400        0
WAL MART STORES INC            COM              931142103     4671    78000 SH       OTHER   01                  0    78000        0
WALGREEN CO                    COM              931422109     4025   130000 SH       OTHER   01                  0   130000        0
WHOLE FOODS MKT INC            COM              966837106      601    30000 SH       OTHER   01                  0    30000        0