Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
BECKSTEAD J. LYNN JR.
   2. Issuer Name and Ticker or Trading Symbol
SECURITY NATIONAL FINANCIAL CORP [SNFCA] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
VP-Mortgage Operations
(Last)
(First)
(Middle)
190 NORTH MATTERHORN DRIVE		 3. Date of Earliest Transaction (Month/Day/Year)
11/30/2012
(Street)

ALPINE, UT 84004		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Class A Common Stock 11/30/2012   M   7,388 A $ 2.19 0 D  
Class A Common Stock 11/30/2012   F   2,314 D $ 6.98 0 D  
Class A Common Stock 11/30/2012   M   49,248 A $ 2.49 0 D  
Class A Common Stock 11/30/2012   F   17,564 D $ 6.98 0 D  
Class A Common Stock 11/30/2012   M   9,724 A $ 3.17 0 D  
Class A Common Stock 11/30/2012   F   4,414 D $ 6.98 0 D  
Class A Common Stock 11/30/2012   M   24,311 A $ 1.23 0 D  
Class A Common Stock 11/30/2012   F   4,283 D $ 6.98 0 D  
Class A Common Stock 11/30/2012   M   23,153 A $ 3.04 0 D  
Class A Common Stock 11/30/2012   F   10,082 D $ 6.98 0 D  
Class A Common Stock 11/30/2012   M   22,050 A $ 1.66 0 D  
Class A Common Stock 11/30/2012   F   5,242 D $ 6.98 0 D  
Class A Common Stock 11/30/2012   M   14,175 A $ 1.24 0 D  
Class A Common Stock 11/30/2012   F   2,517 D $ 6.98 0 D  
Class A Common Stock 11/30/2012   M   9,000 A $ 1.56 0 D  
Class A Common Stock 11/30/2012   F   2,011 D $ 6.98 165,155 (1) D  

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Option (right to buy) $ 2.19 (2) 12/10/2004   M     7,388 (2) 03/10/2005 12/10/2005 Class A Common Stock 7,388 (2) $ 2.19 (2) 0 D  
Employee Stock Option (right to buy $ 2.49 (3) 03/25/2005   M     49,248 (3) 06/25/2005 03/25/2006 Class A Common Stock 49,248 (3) $ 2.49 (3) 0 D  
Employee Stock Option (right to buy) $ 3.17 (4) 03/31/2008   M     9,724 (4) 06/30/2008 03/31/2009 Class A Common Stock 9,724 (4) $ 3.17 (4) 0 D  
Employee Stock Option (right to buy) $ 1.23 (5) 12/05/2008   M     24,311 (5) 03/05/2009 12/05/2009 Class A Common Stock 24,311 (5) $ 1.23 (5) 0 D  
Employee Stock Option (right to buy) $ 3.04 (6) 12/04/2009   M     23,153 (6) 03/04/2010 12/04/2010 Class A Common Stock 23,153 (6) $ 3.04 (6) 0 D  
Employee Stock Option (right to buy) $ 1.66 (7) 12/03/2010   M     22,050 (7) 03/03/2011 12/03/2011 Class A Common Stock 22,050 (7) $ 1.66 (7) 0 D  
Employee Stock Option (right to buy) $ 1.24 (8) 12/02/2011   M     14,175 (8) 03/02/2012 12/02/2012 Class A Common Stock 14,175 (8) $ 1.24 (8) 0 D  
Employee Stock Option (right to buy) $ 1.56 (9) 04/13/2012   M     9,000 (9) 07/13/2012(9) 04/13/2013 Class A Common Stock 9,000 (9) $ 1.56 (9) 0 D  
Employee Stock Option (right to buy) $ 1.24 (8) 12/02/2011   A   5,175 (8)   03/02/2012(8) 12/02/2012 Class A Common Stock 5,175 (8) $ 1.24 (8) 5,175 (8) D  
Employee Stock Option (right to buy) $ 1.56 (9) 04/13/2012   A   9,000 (9)   07/13/2012(9) 04/13/2013 Class A Common Stock 9,000 (9) $ 1.56 (9) 9,000 (9) D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
BECKSTEAD J. LYNN JR.
190 NORTH MATTERHORN DRIVE
ALPINE, UT 84004		   X     VP-Mortgage Operations  

Signatures

 /s/ J. Lynn Beckstead Jr.   02/08/2013
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Owned jointly by the reporting person and his wife. Does not include 158,833 shares of Class A Common Stock owned indirectly by the reporting person in the Employee Stock Ownership Plan (ESOP), the 401(k) Retirement Savings Plan, and the Deferred Compensation Plan.
(2) This option was originally reported as an option for 5,000 shares of Class A Common Stock at an exercise price of $3.23 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 7, 2005, February 17, 2006, February 9, 2007, February 8, 2008, February 6, 2009, February 5, 2010, February 4, 2011 and February 3, 2012.
(3) This option was originally reported as an option for 35,000 shares of Class A Common Stock at an exercise price of $3.51 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 17, 2006, February 9, 2007, February 8, 2008, February 6, 2009, February 5, 2010, February 4, 2011 and February 3, 2012.
(4) This option was originally reported as an option for 8,000 shares of Class A Common Stock at an exercise price of $3.85 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 6, 2009 February 5, 2010, February 4, 2011 and February 3, 2012.
(5) This option was originally reported as an option for 20,000 shares of Class A Common Stock at an exercise price of $1.50 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 6, 2009 February 5, 2010, February 4, 2011 and February 3, 2012.
(6) This option was originally reported as an option for 20,000 shares of Class A Common Stock at an exercise price of $3.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 5, 2010, February 4, 2011 and February 3, 2012.
(7) This option was originally reported as an option for 20,000 shares of Class A Common Stock at an exercise price of $1.83 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 4, 2011 and February 3, 2012.
(8) This option was granted on December 2, 2011 as an option for 18,000 shares of Class A Common Stock at an exercise price of $1.30 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect a 5% stock dividend paid on February 3, 2012. This option vests in four equal quarterly installments of Class A Common Stock, beginning on March 2, 2012, until such shares are fully vested.
(9) This option was granted on April 13, 2012 as an option for 18,000 shares of Class A Common Stock at an exercise price of $1.56 per share. This option vests in four equal quarterly installments of Class A Common Stock, beginning on July 13, 2012, until such shares are fully vested.

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