Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
Wilbur Norman G
   2. Issuer Name and Ticker or Trading Symbol
SECURITY NATIONAL FINANCIAL CORP [SNFCA] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
_____ Officer (give title below) _____ Other (specify below)
(Last)
(First)
(Middle)
2637 MUSTANG DRIVE		 3. Date of Earliest Transaction (Month/Day/Year)
02/18/2016
(Street)

MEAD, CO 80542		 4. If Amendment, Date Original Filed(Month/Day/Year)
02/03/2016		 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Class A Common Stock 01/14/2016   S   221 D $ 6.4 3,000 D  
Class A Common Stock 02/01/2016   S   2,400 D $ 5.54 600 D  
Class A Common Stock 02/01/2016   S   300 D $ 5.55 300 D  
Class A Common Stock 02/03/2016   M   3,695 A $ 2.58 3,995 D  
Class A Common Stock 02/03/2016   M   1,384 A $ 2.48 5,379 D  
Class A Common Stock 02/05/2016   J(1) V 161 A $ 5.8 5,540 D  
Class A Common Stock 02/08/2016   S   486 D $ 5.7 5,054 D  
Class A Common Stock 02/08/2016   S   214 D $ 5.71 4,840 D  
Class A Common Stock 02/08/2016   S   200 D $ 5.79 4,640 D  
Class A Common Stock 02/08/2016   S   100 D $ 5.78 4,540 D  

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Director Stock Option (right to buy) $ 2.58 (2) 03/31/2008   M     3,695 (2) 03/31/2009 03/31/2018 Class A Common Stock 3,695 (2) $ 0 0 D  
Director Stock Option (right to buy) $ 2.48 (3) 12/07/2009   M     1,384 (3) 12/07/2010 12/07/2019 Class A Common Stock 1,384 (3) $ 0 0 D  
Director Stock Option (right to buy) $ 6.05 (4) 12/07/2012   A   1,216 (4)   12/07/2013 12/07/2022 Class A Common Stock 1,216 (4) $ 6.05 (4) 1,216 (4) D  
Director Stock Option (right to buy) $ 4.16 (5) 12/06/2013   A   5,605 (5)   12/06/2014 12/06/2023 Class A Common Stock 5,605 (5) $ 4.16 (5) 5,605 (5) D  
Director Stock Option (right to buy) $ 4.16 (6) 12/07/2013   A   1,158 (6)   12/07/2014 12/07/2023 Class A Common Stock 1,158 (6) $ 4.16 (6) 1,158 (6) D  
Director Stock Option (right to buy) $ 4.53 (7) 12/05/2014   A   5,513 (7)   12/05/2015 12/05/2024 Class A Common Stock 5,513 (7) $ 4.53 (7) 5,513 (7) D  
Director Stock Option (right to buy) $ 4.53 (8) 12/07/2014   A   1,103 (8)   12/07/2015 12/07/2024 Class A Common Stock 1,103 (8) $ 4.53 (8) 1,103 (8) D  
Director Stock Option (right to buy) $ 6.38 (9) 12/04/2015   A   5,250 (9)   12/04/2016(9) 12/04/2025 Class A Common Stock 5,250 (9) $ 6.38 (9) 5,250 (9) D  
Director Stock Option (right to buy) $ 6.38 (10) 12/07/2015   A   1,050 (10)   12/07/2016(10) 12/07/2025 Class A Common Stock 1,050 (10) $ 6.38 (10) 1,050 (10) D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
Wilbur Norman G
2637 MUSTANG DRIVE
MEAD, CO 80542		   X      

Signatures

 /s/Norman Gilbert Wilbur   02/18/2016
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Received pursuant to a stock dividend paid on February 5, 2016.
(2) This option was granted on March 31, 2008 as an option to purchase 2,500 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $3.85 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 6, 2009, February 5, 2010, February 4, 2011, February 3, 2012, February 1, 2013, February 7, 2014, February 6, 2015, and February 5, 2016.
(3) This option was granted on December 7, 2009 as an option to purchase 1,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $3.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 5, 2010, February 4, 2011, February 3, 2012, February 1, 2013, February 7, 2014, February 6, 2015, and February 5, 2016. On April 13, 2015, the reporting person exercised part of this option to purchase 23 shares of Class A Common Stock.
(4) This option was granted on December 7, 2012 as an option to purchase 1,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $7.42 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Stock Option Plan to reflect 5% stock dividends paid on February 1, 2013, February 7, 2014, February 6, 2015, and February 5, 2016.
(5) This option was granted on December 6, 2013 as an option to purchase 4,842 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $4.85 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 7, 2014, February 6, 2015, and February 5, 2016.
(6) This option was granted on December 7, 2013 as an option to purchase 1,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $4.85 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 7, 2014, February 6, 2015, and February 5, 2016.
(7) This option was granted on December 5, 2014 as an option to purchase 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.02 per share but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 6, 2015 and February 5, 2016.
(8) This option was granted on December 7, 2014 as an option to purchase 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.02 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 6, 2015 and February 5, 2016.
(9) This option was granted on December 4, 2015 as an option to purchase 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $6.72 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 5, 2016. This option vests on December 4, 2016.
(10) This option was granted on December 7, 2015 as an option to purchase 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $6.72 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 5, 2016. This option vests on December 7, 2016.

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