Edgar Filing: ZIONS BANCORPORATION /UT/

Date: January 27, 2004

ZIONS BANCORPORATION

/s/ DOYLE L. ARNOLD

Doyle L. Arnold

Executive Vice President and

Chief Financial Officer

Form 8-K dated January 27, 2004

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

January 27, 2004 (January 27, 2004)

Date of Report (Date of earliest event reported)

Zions Bancorporation

(Exact name of registrant as specified in its charter)

Utah

0-2610

87-0227400

(State of

Incorporation)

(Commission File Number)

(IRS Employer

Identification No.)

ONE SOUTH MAIN, SUITE 1134

SALT LAKE CITY, UTAH

84111

(Address of principal executive offices)

(Zip Code)

(801) 524-4787

(Registrant’s telephone number, including area code)

N/A

(Former name or former address, if changed since last report)

ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS

(c)

Exhibits.

The following exhibit is furnished as part of this Current Report on Form 8-K:

Exhibit 99.1 Press Release Dated January 27, 2004

ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On January 27, 2004, Zions Bancorporation (the “Company”) announced its financial results for the quarter ended December 31, 2003. The press release announcing the financial results for the quarter ended December 31, 2003 is furnished as Exhibit 99.1 and incorporated herein by reference.

The information in this Current Report on Form 8-K, including the exhibit, is furnished pursuant to Item 12 and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities under that Section. Furthermore, the information in this Current Report on Form 8-K, including the exhibit, shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933, as amended.

S I G N A T U R E

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.