Washington D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                         PURSUANT TO SECTION 13 OR 15(d)
                     OF THE SECURITIES EXCHANGE ACT OF 1934

                                 April 15, 2005
                Date of Report (Date of earliest event reported)

                         THE CHARLES SCHWAB CORPORATION
             (Exact name of registrant as specified in its charter)

           Delaware                     1-9700               94-3025021
  (State or other jurisdiction        Commission          (I.R.S. Employer 
of incorporation or organization)     File Number       Identification Number)

                   120 Kearny Street, San Francisco, CA 94108
              (Address of principal executive offices and zip code)
       Registrant's telephone number, including area code: (415) 627-7000

     Check the  appropriate  box below if the Form 8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

     |_|  Written  communications  pursuant to Rule 425 under the Securities Act
          (17 CFR 230.425)

     |_|  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
          CFR 240.14a-12)

     |_|  Pre-commencement  communications  pursuant to Rule 14d-2(b)  under the
          Exchange Act (17 CFR 240.14d-2(b))

     |_|  Pre-commencement  communications  pursuant to Rule 13e-4(c)  under the
          Exchange Act (17 CFR 240.13e-4(c))

                         THE CHARLES SCHWAB CORPORATION
Item 2.02     Results of Operations and Financial Condition

On  April 15,  2005,  The  Charles  Schwab  Corporation  issued a press  release
announcing its financial results for the quarter ended March 31, 2005. A copy of
the press release is furnished as Exhibit 99.1 to this report.

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     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                        THE CHARLES SCHWAB CORPORATION

Date: April 15, 2005                               /s/ Christopher V. Dodds
      ------------------                           -----------------------------
                                                   Christopher V. Dodds
                                                   Executive Vice President and
                                                   Chief Financial Officer

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Exhibit Index

99.1 Press Release dated April 15, 2005 ("Schwab Reports Quarterly Results - Net
     New Assets Total $16.1 Billion")

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