Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
SOUTHWELL DONALD GENE
  2. Issuer Name and Ticker or Trading Symbol
UNITRIN INC [UTR]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
President, COO
(Last)
(First)
(Middle)
ONE EAST WACKER DRIVE
3. Date of Earliest Transaction (Month/Day/Year)
12/01/2004
(Street)

CHICAGO, IL 60601
4. If Amendment, Date Original Filed(Month/Day/Year)
6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)
7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 12/01/2004   M   3,687 A $ 39.45 83,932 D  
Common Stock 12/01/2004   M   243 A $ 40.68 84,175 D  
Common Stock 12/01/2004   M   694 A $ 41.42 84,869 D  
Common Stock 12/01/2004   M   24,660 A $ 42 109,529 D  
Common Stock 12/01/2004   M   668 A $ 43.85 110,197 D  
Common Stock 12/01/2004   F   1,293 D $ 48.9 108,904 D  
Common Stock 12/01/2004   S   200 D $ 47.58 108,704 D  
Common Stock 12/01/2004   S   800 D $ 47.6 107,904 D  
Common Stock 12/01/2004   S   500 D $ 47.7 107,404 D  
Common Stock 12/01/2004   S   500 D $ 47.72 106,904 D  
Common Stock 12/01/2004   S   200 D $ 47.77 106,704 D  
Common Stock 12/01/2004   S   300 D $ 47.88 106,404 D  
Common Stock 12/01/2004   S   500 D $ 47.9 105,904 D  
Common Stock 12/01/2004   S   500 D $ 47.97 105,404 D  
Common Stock 12/01/2004   S   1,000 D $ 48.04 104,404 D  
Common Stock 12/01/2004   S   2,900 D $ 48.09 101,504 D  
Common Stock 12/01/2004   S   2,400 D $ 48.1 99,104 D  
Common Stock 12/01/2004   S   900 D $ 48.12 98,204 D  
Common Stock 12/01/2004   S   1,000 D $ 48.14 97,204 D  
Common Stock 12/01/2004   S   4,400 D $ 48.15 92,804 D  
Common Stock 12/01/2004   S   1,400 D $ 48.16 91,404 D  
Common Stock 12/01/2004   S   4,000 D $ 48.18 87,404 D  
Common Stock 12/01/2004   S   1,000 D $ 48.19 86,404 D  
Common Stock 12/01/2004   S   1,500 D $ 48.22 84,904 D  
Common Stock 12/01/2004   S   1,000 D $ 48.24 83,904 D  
Common Stock 12/01/2004   S   1,000 D $ 48.25 82,904 D  

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)
6. Date Exercisable and Expiration Date
(Month/Day/Year)
7. Title and Amount of Underlying Securities
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)
10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)
11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Options (1) $ 39.45 12/01/2004   M     3,687 11/03/2004 05/01/2006 Common Stock 3,687 $ 0 0 (2) D  
Employee Stock Options (1) $ 48.9 12/01/2004   A   1,293   06/01/2005 05/01/2006 Common Stock 1,293 $ 0 1,293 (2) D  
Employee Stock Options (1) $ 40.68 12/01/2004   M     243 09/22/2004 05/01/2006 Common Stock 243 $ 0 0 (2) D  
Employee Stock Options (1) $ 41.42 12/01/2004   M     694 09/19/2004 05/01/2006 Common Stock 694 $ 0 0 (2) D  
Employee Stock Options (1) $ 42 12/01/2004   M     24,660 11/01/2002 05/01/2006 Common Stock 24,600 $ 0 0 (2) D  
Employee Stock Options (1) $ 43.85 12/01/2004   M     668 08/05/2004 05/01/2006 Common Stock 668 $ 0 60 (2) D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
SOUTHWELL DONALD GENE
ONE EAST WACKER DRIVE
CHICAGO, IL 60601
  X     President, COO  

Signatures

 Donald G. Southwell   12/03/2004
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Rights to buy.
(2) Reporting person holds a total of 353,083 options under the Unitrin, Inc. 1990, 1997 and 2002 Stock Option Plans.

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