Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
ANNABLE JAMES EDWARD
   2. Issuer Name and Ticker or Trading Symbol
UNITRIN INC [UTR] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
_____ Officer (give title below) _____ Other (specify below)
(Last)
(First)
(Middle)
1214 N. ASTOR		 3. Date of Earliest Transaction (Month/Day/Year)
02/08/2005
(Street)

CHICAGO, IL 60610		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 02/08/2005   M   4,000 A $ 29.9548 24,000 D  
Common Stock 02/08/2005   M   4,000 A $ 34.5544 28,000 D  
Common Stock 02/08/2005   M   4,000 A $ 25.33 32,000 D  
Common Stock 02/08/2005   M   298 A $ 29.9548 32,298 D  
Common Stock 02/08/2005   M   4,000 A $ 22.4515 36,298 D  
Common Stock 02/08/2005   M   298 A $ 22.4515 36,596 D  
Common Stock 02/08/2005   F   10,251 D $ 45.33 26,345 D  

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Non-Employee Director Stock Options (1) $ 29.9548 02/08/2005   M     4,000 05/03/2001 05/03/2010 Common Stock 4,000 $ 0 0 (2) D  
Non-Employee Director Stock Options (1) $ 45.33 02/08/2005   A   2,643   08/08/2005 05/03/2010 Common Stock 2,643 $ 0 2,643 (2) D  
Non-Employee Director Stock Options (1) $ 34.5544 02/08/2005   M     4,000 05/02/2002 05/02/2011 Common Stock 4,000 $ 0 0 (2) D  
Non-Employee Director Stock Options (1) $ 45.33 02/08/2005   A   3,049   08/08/2005 05/02/2011 Common Stock 3,049 $ 0 3,049 (2) D  
Non-Employee Director Stock Options (1) $ 25.33 02/08/2005   M     4,000 05/07/2004 05/07/2013 Common Stock 4,000 $ 0 0 (2) D  
Non-Employee Director Stock Options (1) $ 45.33 02/08/2005   A   2,235   08/08/2005 05/07/2013 Common Stock 2,235 $ 0 2,235 (2) D  
Non-Employee Director Stock Options (1) $ 29.9548 02/08/2005   M     298 11/13/2001 05/03/2010 Common Stock 298 $ 0 0 (2) D  
Non-Employee Director Stock Options (1) $ 45.33 02/08/2005   A   196   08/08/2005 05/03/2010 Common Stock 196 $ 0 196 (2) D  
Non-Employee Director Stock Options (1) $ 22.4515 02/08/2005   M     4,000 08/02/1996 08/02/2005 Common Stock 4,000 $ 0 0 (2) D  
Stock Options (3) $ 22.4515 02/08/2005   M     298 11/13/2001 08/02/2005 Common Stock 298 $ 0 0 (2) D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
ANNABLE JAMES EDWARD
1214 N. ASTOR
CHICAGO, IL 60610		   X      

Signatures

 Scott Renwick, Attorney-in-Fact   02/10/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Rights to buy under Unitrin, Inc. 1995 Non-Employee Director Stock Option Plan.
(2) Reporting person holds a total of 31,825 options under the 1995 Plan and 1,192 options under the 1997 Stock Option Plan.
(3) Rights to buy under Unitrin, Inc. 1997 Stock Option Plan.

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