SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                             Current Report Pursuant
                          to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                        Date of Report: October 15, 2002

                             Washington Mutual, Inc.
             (Exact name of registrant as specified in its charter)

           Washington                  1-14667               91-1653725
(State or other jurisdiction of   (Commission File        (I.R.S. Employer
          incorporation)               Number)           Identification No.)

 1201 Third Avenue, Seattle, Washington                       98101
(Address of principal executive offices)                    (Zip Code)

                                 (206) 461-2000
              (Registrant's telephone number, including area code)

ITEM 5.  OTHER EVENTS.

On October 15, 2002,  Washington  Mutual,  Inc. issued a press release reporting
its results of operations for the third quarter of 2002.

ITEM 7.  FINANCIAL STATEMENTS AND EXHIBITS.

(c) Exhibits

99.1 Press release dated October 15, 2002  reporting  results of operations  for
     the quarter ended September 30, 2002.




                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.



                                          WASHINGTON MUTUAL, INC.

Date:   October 15, 2002             By:  /s/ Fay L. Chapman
                                          _____________________________________
                                          Fay L. Chapman
                                          Senior Executive Vice President
                                          and General Counsel