UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: March 31, 2013
Check here if Amendment [ ]; Amendment Number: ___
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: COMMUNITY BANK N.A.
a subsidiary of Community Bank System, Inc.
Address: 5790 Widewaters Parkway
DeWitt, NY 13214-1883
Form 13F File Number: 028-11044
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Patricia Lowe
Title: Trust Operations AVP
Oneonta Branch
Phone: 607 433 4129
Signature, Place, and Date of Signing:
Patricia A Lowe Oneonta, NY
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all
holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
List of Other Managers Reporting for this Manager: [If there are no entries in
this list, omit this section.]
Form 13F File Number Name
___________________________________- [Repeat as necessary.]
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total:
Form 13F Information Table Value Total: 405,049
List of other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state [NONE] and omit the column headings
and list entries.]
No. Form 13F File Number Name
[Repeat as necessary.]
As Of Date : 3/31/2013
FORM 13F INFORMATION TABLE
TITLE OF VALUE SHARES/ INVESTMENT DESCRETION VOTING AUTHORITY
NAME OF ISSUER CLASS CUSIP (X$1000) PRN AMT SOLE SHARED OTHER SOLE SHARED NONE
------------------------------------------------------------------------------------------------------------------------------------
EATON CORP PLC SHS G29183103 88 1437 SH SOLE 1437 0 0
INGERSOLL-RAND PLC SHS G47791101 27 490 SH SOLE 490 0 0
ACE LTD SHS H0023R105 18 200 SH SOLE 200 0 0
NOBLE CORPORATION BAAR NAMEN -AKT H5833N103 839 22000 SH SOLE 22000 0 0
NOBLE CORPORATION BAAR NAMEN -AKT H5833N103 210 5500 SH DEFINED 5500 0 0
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 3 100 SH SOLE 100 0 0
AGL RES INC COM 001204106 34 810 SH SOLE 810 0 0
ALPS ETF TR ALERIAN MLP 00162Q866 2568 144991 SH SOLE 140938 0 4053
ALPS ETF TR ALERIAN MLP 00162Q866 228 12871 SH DEFINED 12871 0 0
AT&T INC COM 00206R102 4578 124816 SH SOLE 124816 0 0
AT&T INC COM 00206R102 767 20924 SH DEFINED 20924 0 0
ABBOTT LABS COM 002824100 1570 44465 SH SOLE 44465 0 0
ABBOTT LABS COM 002824100 118 3350 SH DEFINED 3350 0 0
ABBVIE INC COM 00287Y109 1780 43665 SH SOLE 43665 0 0
ABBVIE INC COM 00287Y109 137 3350 SH DEFINED 3350 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1 200 SH SOLE 200 0 0
AETNA INC NEW COM 00817Y108 26 500 SH SOLE 500 0 0
AETNA INC NEW COM 00817Y108 26 500 SH DEFINED 500 0 0
AIR PRODS & CHEMS INC COM 009158106 540 6200 SH SOLE 6200 0 0
AIR PRODS & CHEMS INC COM 009158106 17 200 SH DEFINED 200 0 0
ALCOA INC COM 013817101 39 4559 SH SOLE 4559 0 0
ALCOA INC COM 013817101 34 4000 SH DEFINED 4000 0 0
ALCATEL-LUCENT SPONSORED ADR 013904305 0 9 SH SOLE 9 0 0
ALLIANT ENERGY CORP COM 018802108 48 958 SH SOLE 958 0 0
ALLSTATE CORP COM 020002101 26 532 SH SOLE 532 0 0
ALPHA NATURAL RESOURCES INC COM 02076X102 1 108 SH DEFINED 108 0 0
ALTRIA GROUP INC COM 02209S103 114 3327 SH SOLE 3327 0 0
ALTRIA GROUP INC COM 02209S103 9 250 SH DEFINED 250 0 0
AMEREN CORP COM 023608102 11 306 SH SOLE 306 0 0
AMERICAN ELEC PWR INC COM 025537101 197 4044 SH SOLE 4044 0 0
AMERICAN ELEC PWR INC COM 025537101 118 2419 SH DEFINED 2419 0 0
AMERICAN EXPRESS CO COM 025816109 74 1100 SH SOLE 1100 0 0
AMERICAN INTL GROUP INC
W EXP 01/19/2021 WTS 026874156 0 4 SH SOLE 4 0 0
AMERICAN INTL GROUP INC
W EXP 01/19/2021 WTS 026874156 0 10 SH DEFINED 10 0 0
AMERIGAS PARTNERS L P UNIT L P INT 030975106 36 800 SH DEFINED 800 0 0
AMGEN INC COM 031162100 364 3550 SH SOLE 3550 0 0
AMGEN INC COM 031162100 113 1100 SH DEFINED 1100 0 0
ANADARKO PETE CORP COM 032511107 52 600 SH SOLE 600 0 0
ANALOG DEVICES INC COM 032654105 35 750 SH SOLE 750 0 0
ANNALY CAP MGMT INC COM 035710409 17 1100 SH SOLE 1100 0 0
ANNALY CAP MGMT INC COM 035710409 5 300 SH DEFINED 300 0 0
APACHE CORP COM 037411105 290 3763 SH SOLE 3763 0 0
APPLE INC COM 037833100 1052 2376 SH SOLE 2376 0 0
APPLE INC COM 037833100 99 224 SH DEFINED 224 0 0
APPLIED MATLS INC COM 038222105 59 4400 SH SOLE 4400 0 0
AQUA AMERICA INC COM 03836W103 63 2000 SH SOLE 2000 0 0
ARROW FINL CORP COM 042744102 0 7 SH SOLE 7 0 0
ASTORIA FINL CORP COM 046265104 69 7000 SH SOLE 7000 0 0
AUTOMATIC DATA PROCESSING IN C COM 053015103 2787 42871 SH SOLE 42731 0 140
AUTOMATIC DATA PROCESSING IN C COM 053015103 382 5882 SH DEFINED 5882 0 0
BB&T CORP COM 054937107 193 6150 SH SOLE 6150 0 0
BB&T CORP COM 054937107 22 700 SH DEFINED 700 0 0
BP PLC SPONSORED ADR 055622104 6 132 SH SOLE 132 0 0
BAKER HUGHES INC COM 057224107 65 1400 SH SOLE 1400 0 0
BANK OF AMERICA CORPORATION COM 060505104 175 14360 SH SOLE 14360 0 0
BANK OF AMERICA CORPORATION COM 060505104 1 100 SH DEFINED 100 0 0
BANK OF MONTREAL COM 063671101 6 100 SH DEFINED 100 0 0
BANK OF NEW YORK MELLON CORP COM 064058100 240 8580 SH SOLE 8580 0 0
BARCLAYS BANK PLC SP ADR 7.1%PF3 06739H776 372 14600 SH SOLE 14600 0 0
BARCLAYS BANK PLC SP ADR 7.1%PF3 06739H776 43 1700 SH DEFINED 1700 0 0
BAXTER INTL INC COM 071813109 236 3250 SH SOLE 3250 0 0
BAXTER INTL INC COM 071813109 15 200 SH DEFINED 200 0 0
BECTON DICKINSON & CO COM 075887109 466 4875 SH SOLE 4875 0 0
BECTON DICKINSON & CO COM 075887109 182 1900 SH DEFINED 1900 0 0
BEMIS INC COM 081437105 1131 28025 SH SOLE 28025 0 0
BEMIS INC COM 081437105 258 6400 SH DEFINED 6400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 110 1053 SH SOLE 1053 0 0
BERKSHIRE HILLS BANCORP INC COM 084680107 29 1127 SH DEFINED 1127 0 0
BEST BUY INC COM 086516101 4 200 SH SOLE 200 0 0
BHP BILLITON LTD SPONSORED ADR 088606108 640 9350 SH SOLE 9350 0 0
BHP BILLITON LTD SPONSORED ADR 088606108 127 1850 SH DEFINED 1850 0 0
BLACKROCK BUILD AMER BD TR SHS 09248X100 34 1500 SOLE 1500 0 0
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 45 2291 SH SOLE 2291 0 0
BLACKROCK MUNIHLDGS NY QLTY COM 09255C106 59 3835 SOLE 3835 0 0
BLACKROCK CORPOR HI YLD III COM 09255M104 6 700 SH DEFINED 700 0 0
BOEING CO COM 097023105 371 4325 SH SOLE 4325 0 0
BRIDGE BANCORP INC COM 108035106 4 200 SH SOLE 200 0 0
BRINKER INTL INC COM 109641100 3 78 SH SOLE 78 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 945 22955 SH SOLE 22722 0 233
BRISTOL MYERS SQUIBB CO COM 110122108 474 11499 SH DEFINED 11499 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 5 200 SH DEFINED 200 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 7 115 SH SOLE 115 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 31 500 SH DEFINED 500 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 165 2775 SH SOLE 2775 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 9 150 SH DEFINED 150 0 0
CIT GROUP INC COM NEW 125581801 9 204 SH SOLE 204 0 0
CME GROUP INC COM 12572Q105 8 125 SH SOLE 125 0 0
CVS CAREMARK/CORP COM 126650100 275 5000 SH SOLE 5000 0 0
CATERPILLAR INC DEL COM 149123101 463 5321 SH SOLE 5321 0 0
CATERPILLAR INC DEL COM 149123101 122 1400 SH DEFINED 1400 0 0
CENOVUS ENERGY INC COM 15135U109 5 158 SH SOLE 158 0 0
CENTERPOINT ENERGY INC COM 15189T107 26 1100 SH SOLE 1100 0 0
CENTURYTEL INC COM 156700106 46 1309 SH SOLE 1309 0 0
CHESAPEAKE ENERGY CORP COM 165167107 7 342 SH SOLE 342 0 0
CHEVRON CORP COM 166764100 3126 26313 SH SOLE 26241 0 72
CHEVRON CORP COM 166764100 867 7297 SH DEFINED 7297 0 0
CHUBB CORP COM 171232101 682 7790 SH SOLE 7790 0 0
CHUBB CORP COM 171232101 105 1200 SH DEFINED 1200 0 0
CISCO SYS INC COM 17275R102 1231 58916 SH SOLE 58916 0 0
CISCO SYS INC COM 17275R102 188 9000 SH DEFINED 9000 0 0
CITIGROUP INC COM 172967424 24 540 SH SOLE 540 0 0
COACH INC COM 189754104 5 100 SH DEFINED 100 0 0
COCA COLA CO COM 191216100 3688 91216 SH SOLE 91005 0 211
COCA COLA CO COM 191216100 872 21577 SH DEFINED 21577 0 0
COHEN & STEERS REIT & PFD IN COM 19247X100 4 200 SH SOLE 200 0 0
COLGATE PALMOLIVE CO COM 194162103 646 5477 SH SOLE 5477 0 0
COLGATE PALMOLIVE CO COM 194162103 539 4568 SH DEFINED 4568 0 0
COMCAST CORP COM 20030N101 240 5719 SH SOLE 5719 0 0
COMMUNITY BK SYS INC COM 203607106 27142 916018 SH SOLE 914868 0 1150
COMMUNITY BK SYS INC COM 203607106 24761 835676 SH DEFINED 835676 0 0
CONAGRA FOODS INC COM 205887102 4 100 SH SOLE 100 0 0
CONOCOPHILLIPS COM 20825C104 1482 24655 SH SOLE 24513 0 142
CONOCOPHILLIPS COM 20825C104 365 6067 SH DEFINED 6067 0 0
CONSOLIDATED EDISON INC COM 209115104 385 6305 SH SOLE 6305 0 0
CONSOLIDATED EDISON INC COM 209115104 6 100 SH DEFINED 100 0 0
CONSTELLATION BRANDS INC CL A 21036P108 76 1600 SH SOLE 1600 0 0
CONSTELLATION BRANDS INC CL A 21036P108 136 2846 SH DEFINED 2846 0 0
CORNING INC COM 219350105 224 16800 SH SOLE 16800 0 0
CORNING INC COM 219350105 7 490 SH DEFINED 490 0 0
COVANCE INC COM 222816100 4 48 SH SOLE 48 0 0
CUMMINS INC COM 231021106 81 700 SH SOLE 700 0 0
CURTISS WRIGHT CORP COM 231561101 28 800 SH SOLE 800 0 0
DARDEN RESTAURANTS INC COM 237194105 118 2279 SH SOLE 2119 0 160
DARDEN RESTAURANTS INC COM 237194105 133 2580 SH DEFINED 2580 0 0
DEERE & CO COM 244199105 29 339 SH SOLE 339 0 0
DELL INC COM 24702R101 9 600 SH SOLE 600 0 0
DEVON ENERGY CORP NEW COM 25179M103 169 3000 SH SOLE 3000 0 0
DEVON ENERGY CORP NEW COM 25179M103 79 1400 SH DEFINED 1400 0 0
DISNEY WALT CO COM 254687106 836 14714 SH SOLE 14714 0 0
DOMINION RES INC VA NEW COM 25746U109 2244 38578 SH SOLE 38578 0 0
DOMINION RES INC VA NEW COM 25746U109 617 10600 SH DEFINED 10600 0 0
DOW CHEM CO COM 260543103 969 30421 SH SOLE 30164 0 257
DOW CHEM CO COM 260543103 158 4968 SH DEFINED 4968 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 412 8377 SH SOLE 8208 0 169
DU PONT E I DE NEMOURS & CO COM 263534109 116 2352 SH DEFINED 2352 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 348 4796 SH SOLE 4796 0 0
E M C CORP MASS COM 268648102 196 8209 SH SOLE 8209 0 0
EOG RES INC COM 26875P101 320 2500 SH SOLE 2500 0 0
EATON VANCE NY MUNI INCOME T SH BEN INT 27826W104 5 350 DEFINED 350 0 0
ELDORADO GOLD CORP NEW COM 284902103 4 452 SH DEFINED 452 0 0
EMERSON ELEC CO COM 291011104 1390 24890 SH SOLE 24890 0 0
EMERSON ELEC CO COM 291011104 54 975 SH DEFINED 975 0 0
ENBRIDGE ENERGY PARTNERS L P COM 29250R106 6 200 SH DEFINED 200 0 0
ENCANA CORP COM 292505104 2 128 SH SOLE 128 0 0
ENTERGY CORP NEW COM 29364G103 2 27 SH SOLE 27 0 0
ENTERGY CORP NEW COM 29364G103 6 100 SH DEFINED 100 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 186 3081 SH SOLE 2929 0 152
ENTERPRISE PRODS PARTNERS L COM 293792107 6 100 SH DEFINED 100 0 0
EQUITY RESIDENTIAL 29476L107 33 600 SH SOLE 600 0 0
EXELON CORP COM 30161N101 1171 33975 SH SOLE 33975 0 0
EXELON CORP COM 30161N101 286 8300 SH DEFINED 8300 0 0
EXIDE TECHNOLOGIES COM NEW 302051206 12 4300 SH SOLE 4300 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 6 100 SH SOLE 100 0 0
EXXON MOBIL CORP COM 30231G102 6759 75004 SH SOLE 75004 0 0
EXXON MOBIL CORP COM 30231G102 1179 13085 SH DEFINED 13085 0 0
FNB CORP PA COM 302520101 42 3454 SH SOLE 3454 0 0
FACEBOOK INC CL A 30303M102 7 270 SH SOLE 270 0 0
FASTENAL CO COM 311900104 303 5900 SH SOLE 5900 0 0
FASTENAL CO COM 311900104 154 3000 SH DEFINED 3000 0 0
FEDEX CORP COM 31428X106 18 181 SH SOLE 181 0 0
FISERV INC COM 337738108 44 500 SH SOLE 500 0 0
FIRSTENERGY CORP COM 337932107 84 1983 SH SOLE 1802 0 181
FIRSTENERGY CORP COM 337932107 100 2367 SH DEFINED 2367 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 76 5790 SH SOLE 5790 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 37 2805 SH DEFINED 2805 0 0
FRANCE TELECOM SPONSORED ADR 35177Q105 10 1000 SH DEFINED 1000 0 0
FRANCO NEVADA CORP COM 351858105 6 132 SH DEFINED 132 0 0
FREEPORT-MCMORAN COPPER & GO COM 35671D857 165 5000 SH DEFINED 5000 0 0
FRONTIER COMMUNICATIONS CORP COM 35906A108 2 390 SH SOLE 390 0 0
GSV CAP CORP COM 36191J101 2 300 SH SOLE 300 0 0
GENERAL DYNAMICS CORP COM 369550108 176 2500 SH SOLE 2500 0 0
GENERAL DYNAMICS CORP COM 369550108 14 200 SH DEFINED 200 0 0
GENERAL ELEC CO COM 369604103 4752 205644 SH SOLE 205644 0 0
GENERAL ELEC CO COM 369604103 812 35138 SH DEFINED 35138 0 0
GENERAL MILLS INC COM 370334104 1397 28328 SH SOLE 28328 0 0
GENERAL MILLS INC COM 370334104 455 9220 SH DEFINED 9220 0 0
GENERAL MTRS CO COM 37045V100 5 162 SH SOLE 162 0 0
GENERAL MOTORS CO
WTS EXP 07/10/16 WTS 37045V118 3 146 SH SOLE 146 0 0
GENERAL MOTORS CO
WTS EXP 07/10/19 WTS 37045V126 2 146 SH SOLE 146 0 0
GENUINE PARTS CO COM 372460105 37 479 SH SOLE 479 0 0
GENWORTH FINL INC COM CL A 37247D106 5 500 SH SOLE 500 0 0
GILEAD SCIENCES INC COM 375558103 18 371 SH SOLE 371 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 33 700 SH SOLE 700 0 0
GLOBAL HIGH INCOME FUND INC COM 37933G108 6 500 SH SOLE 500 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 22 150 SH SOLE 150 0 0
GOOGLE INC CL A 38259P508 79 99 SH SOLE 99 0 0
HCP INC COM 40414L109 154 3082 SH SOLE 3082 0 0
HCP INC COM 40414L109 115 2303 SH DEFINED 2303 0 0
HSBC HLDGS PLC ADR A 1/40PF A 404280604 51 2000 SH SOLE 2000 0 0
HALLIBURTON CO COM 406216101 77 1900 SH SOLE 1900 0 0
HANGER INC COM NEW 41043F208 6 200 SH SOLE 200 0 0
HARLEY DAVIDSON INC COM 412822108 11 200 SH SOLE 200 0 0
HEINZ H J CO COM 423074103 271 3750 SH SOLE 3626 0 124
HEINZ H J CO COM 423074103 128 1769 SH DEFINED 1769 0 0
HERSHEY CO COM 427866108 131 1500 SH SOLE 1500 0 0
HERSHEY CO COM 427866108 88 1000 SH DEFINED 1000 0 0
HEWLETT PACKARD CO COM 428236103 170 7141 SH SOLE 7141 0 0
HEWLETT PACKARD CO COM 428236103 12 500 SH DEFINED 500 0 0
HILLSHIRE BRANDS CO COM 432589109 7 191 SH SOLE 191 0 0
HOME DEPOT INC COM 437076102 341 4893 SH SOLE 4893 0 0
HOME DEPOT INC COM 437076102 102 1456 SH DEFINED 1456 0 0
HONEYWELL INTL INC COM 438516106 349 4636 SH SOLE 4636 0 0
ICAD INC COM NEW 44934S206 10 2000 SH SOLE 2000 0 0
ILLINOIS TOOL WKS INC COM 452308109 1673 27450 SH SOLE 27450 0 0
ILLINOIS TOOL WKS INC COM 452308109 267 4375 SH DEFINED 4375 0 0
INERGY L P UNIT LTD PTNR 456615103 4 217 SH SOLE 217 0 0
INERGY L P UNIT LTD PTNR 456615103 2 100 SH DEFINED 100 0 0
INTEL CORP COM 458140100 2023 92677 SH SOLE 92337 0 340
INTEL CORP COM 458140100 431 19738 SH DEFINED 19738 0 0
INTEGRYS ENERGY GROUP INC COM 45822P105 75 1293 SH SOLE 1148 0 145
INTEGRYS ENERGY GROUP INC COM 45822P105 109 1871 SH DEFINED 1871 0 0
INTL BUSINESS MACH COM 459200101 6709 31454 SH SOLE 31454 0 0
INTL BUSINESS MACH COM 459200101 18465 86569 SH DEFINED 86569 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 238 3100 SH SOLE 3100 0 0
INTL PAPER CO COM 460146103 10 215 SH SOLE 215 0 0
ISHARES SILVER TRUST ISHARES 46428Q109 103 3750 SH SOLE 3750 0 0
ISHARES SILVER TRUST ISHARES 46428Q109 51 1872 SH DEFINED 1872 0 0
ISHARES INC MSCI AUSTRALIA 464286103 70 2600 SH SOLE 2600 0 0
ISHARES INC MSCI BRAZIL 464286400 57 1050 SH SOLE 1050 0 0
ISHARES INC MSCI CDA INDEX 464286509 1955 68599 SH SOLE 68149 0 450
ISHARES INC MSCI CDA INDEX 464286509 47 1650 SH DEFINED 1650 0 0
ISHARES INC MSCI EMU INDEX 464286608 2451 75100 SH SOLE 74950 0 150
ISHARES INC MSCI THAILAND 464286624 112 1225 SH SOLE 1225 0 0
ISHARES INC MSCI PAC J IDX 464286665 25 495 SH SOLE 495 0 0
ISHARES INC MSCI SINGAPORE 464286673 66 4700 SH SOLE 4700 0 0
ISHARES INC MSCI TURKEY FD 464286715 157 2200 SH SOLE 2200 0 0
ISHARES INC MSCI TAIWAN 464286731 53 3950 SH SOLE 3950 0 0
ISHARES INC MSCI S KOREA 464286772 71 1200 SH SOLE 1200 0 0
ISHARES INC MSCI STH AFRCA 464286780 13 200 SH SOLE 200 0 0
ISHARES TR DJ SEL DIV INX 464287168 148 2332 SH SOLE 2332 0 0
I SHARES BARCLAYS TIPS BOND FUND 464287176 193 1588 SH SOLE 1588 0 0
I SHARES CORE TOTAL U S BOND MARKET ETF 464287226 4468 40350 SH SOLE 40350 0 0
I SHARES MSCI EMERGING MKTS INDEX FUND 464287234 259 6064 SH SOLE 6064 0 0
ISHARES TR IBOXX INV CPBD 464287242 408 3406 SH SOLE 3237 0 169
ISHARES TR IBOXX INV CPBD 464287242 231 1929 SH DEFINED 1929 0 0
ISHARES TR S&P GBL HLTHCR 464287325 27 365 SH SOLE 365 0 0
ISHARES TR 1-3 YR TRS BD 464287457 101 1195 SH SOLE 970 0 225
ISHARES TR 1-3 YR TRS BD 464287457 29 343 SH DEFINED 343 0 0
I SHARES MSCI EAFE 464287465 2196 37232 SH SOLE 37232 0 0
I SHARES MSCI EAFE 464287465 54 920 SH DEFINED 920 0 0
ISHARES TR RUSSELL MCP VL 464287473 1581 27730 SH SOLE 27730 0 0
ISHARES TR RUSSELL MCP VL 464287473 211 3700 SH DEFINED 3700 0 0
ISHARES TR S&P MIDCAP 400 464287507 9886 85915 SH SOLE 84845 0 1070
COHEN & STEERS INDEX REALTY FUND 464287564 9 110 SH SOLE 110 0 0
I SHARES RUSSELL 1000 VALUE 464287598 18153 223644 SH SOLE 219919 0 3725
I SHARES RUSSELL 1000 VALUE 464287598 293 3610 SH DEFINED 3610 0 0
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND 464287614 17781 249171 SH SOLE 245121 0 4050
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND 464287614 337 4717 SH DEFINED 4717 0 0
ISHARES TR RUSL 2000 VALU 464287630 110 1315 SH SOLE 1315 0 0
I SHARES CORE S&P SMALL CAP ETF 464287804 11102 127525 SH SOLE 126475 0 1050
I SHARES CORE S&P SMALL CAP ETF 464287804 264 3029 SH DEFINED 3029 0 0
ISHARES TR HIGH YLD CORP 464288513 3181 33710 SH SOLE 33710 0 0
ISHARES TR MRTG PLS CAP IDX 464288539 24 1525 SH SOLE 1525 0 0
ISHARES TR BARCLYS MBS BD 464288588 32 300 SH SOLE 300 0 0
ISHARES TR BARCLYS 1-3YR CR 464288646 3039 28791 SH SOLE 26159 0 2632
ISHARES TR BARCLYS 1-3YR CR 464288646 23 214 SH DEFINED 214 0 0
ISHARES TR US PFD STK IDX 464288687 3307 81612 SH SOLE 79437 0 2175
ISHARES TR US PFD STK IDX 464288687 11 270 SH DEFINED 270 0 0
ISHARES TR S&P GL UTILITI 464288711 5 119 SH SOLE 119 0 0
ISHARES TR MSCI PERU CAP 464289842 43 975 SH SOLE 975 0 0
ISHARES TR MSCI POLAND CAP 46429B606 30 1175 SH SOLE 1175 0 0
ISHARES TR HGH DIV EQT FD 46429B663 3917 59935 SH SOLE 57285 0 2650
ISHARES TR EAFE MIN VOLAT 46429B689 1195 20000 SH SOLE 20000 0 0
ISHARES TR USA MIN VOL ID 46429B697 8905 271895 SH SOLE 261995 0 9900
ISHARES TR BRC 0-5 YR TIP 46429B747 2049 19795 SH SOLE 18645 0 1150
ISHARES TR CORE MSCI EAFE 46432F842 16368 309000 SH SOLE 308675 0 325
ISHARES INC CORE MSCI EMKT 46434G103 8958 176520 SH SOLE 176320 0 200
JP MORGAN CHASE & CO COM 46625H100 1677 35335 SH SOLE 35335 0 0
JP MORGAN CHASE & CO COM 46625H100 117 2473 SH DEFINED 2473 0 0
JOHNSON & JOHNSON COM 478160104 5418 66459 SH SOLE 66345 0 114
JOHNSON & JOHNSON COM 478160104 995 12203 SH DEFINED 12203 0 0
JOHNSON CTLS INC COM 478366107 396 11300 SH SOLE 11300 0 0
JOHNSON CTLS INC COM 478366107 18 500 SH DEFINED 500 0 0
KAYNE ANDERSON ENERGY TOTAL RETURN FUND 48660P104 24 800 SH DEFINED 800 0 0
KELLOGG CO COM 487836108 32 500 SH SOLE 500 0 0
KEYCORP NEW COM 493267108 131 13118 SH SOLE 13118 0 0
KIMBERLY CLARK CORP COM 494368103 1238 12639 SH SOLE 12639 0 0
KIMBERLY CLARK CORP COM 494368103 431 4400 SH DEFINED 4400 0 0
KIMCO RLTY CORP COM 49446R109 57 2535 SH SOLE 2535 0 0
KINDER MORGAN ENERGY
PARTNER UT LTD PARTNER 494550106 69 767 SH SOLE 767 0 0
KINDER MORGAN ENERGY
PARTNER UT LTD PARTNER 494550106 9 100 SH DEFINED 100 0 0
KINDER MORGAN INC DEL COM 49456B101 4 105 SH SOLE 105 0 0
KINDER MORGAN INC DEL *W EXP 05/25/2017 49456B119 1 160 SH SOLE 160 0 0
KRAFT FOODS GROUP INC COM 50076Q106 324 6288 SH SOLE 6172 0 116
KRAFT FOODS GROUP INC COM 50076Q106 119 2313 SH DEFINED 2313 0 0
LEGG MASON INC COM 524901105 51 1600 SH SOLE 1600 0 0
LILLY ELI & CO COM 532457108 449 7912 SH SOLE 7743 0 169
LILLY ELI & CO COM 532457108 140 2466 SH DEFINED 2466 0 0
LINN ENERGY LLC 536020100 6 151 SH SOLE 151 0 0
LOCKHEED MARTIN CORP COM 539830109 92 950 SH SOLE 950 0 0
LORILLARD INC COM 544147101 12 300 SH SOLE 300 0 0
LOWES COS INC COM 548661107 205 5410 SH SOLE 5410 0 0
M & T BK CORP COM 55261F104 110 1066 SH SOLE 1066 0 0
M & T BK CORP COM 55261F104 1032 10000 SH DEFINED 10000 0 0
MANNATECH INC COM NEW 563771203 0 40 SH DEFINED 40 0 0
MARATHON OIL CORP COM 565849106 27 804 SH SOLE 804 0 0
MARATHON PETE CORP COM 56585A102 9 100 SH SOLE 100 0 0
MARKET VECTORS ETF TR RUSSIA ETF 57060U506 35 1275 SH SOLE 1275 0 0
MARKET VECTORS ETF TR AGRIBUS ETF 57060U605 11 200 SH SOLE 200 0 0
MARKET VECTORS ETF TR VIETNAM ETF 57060U761 65 3175 SH SOLE 3175 0 0
MCDONALDS CORP COM 580135101 850 8529 SH SOLE 8441 0 88
MCDONALDS CORP COM 580135101 449 4505 SH DEFINED 4505 0 0
MCGRAW HILL COS INC COM 580645109 10 200 SH SOLE 200 0 0
MCKESSON CORP COM 58155Q103 135 1250 SH SOLE 1250 0 0
MCKESSON CORP COM 58155Q103 238 2200 SH DEFINED 2200 0 0
MEDICAL PPTYS TRUST INC COM 58463J304 16 1000 SH DEFINED 1000 0 0
MEDTRONIC INC COM 585055106 382 8145 SH SOLE 8145 0 0
MERCHANTS BANCSHARES COM 588448100 143 4750 SH SOLE 4750 0 0
MERCHANTS BANCSHARES COM 588448100 90 3000 SH DEFINED 3000 0 0
MERCK & CO INC NEW COM 58933Y105 2355 53270 SH SOLE 53082 0 188
MERCK & CO INC NEW COM 58933Y105 474 10726 SH DEFINED 10726 0 0
METLIFE INC COM 59156R108 32 850 SH SOLE 850 0 0
METLIFE INC COM 59156R108 15 400 SH DEFINED 400 0 0
MICROSOFT CORP COM 594918104 1658 57956 SH SOLE 57681 0 275
MICROSOFT CORP COM 594918104 251 8775 SH DEFINED 8775 0 0
MONDELEZ INTRNTL INC COM 609207105 260 8484 SH SOLE 8343 0 141
MONDELEZ INTRNTL INC COM 609207105 45 1480 SH DEFINED 1480 0 0
MONSANTO CO (NEW) COM 61166W101 674 6381 SH SOLE 6381 0 0
MONSANTO CO (NEW) COM 61166W101 42 400 SH DEFINED 400 0 0
MORGAN STANLEY EMER MKTS DEB COM 61744H105 7 575 SH DEFINED 575 0 0
MORGAN STANLEY COM NEW 617446448 92 4180 SH SOLE 4180 0 0
MOSAIC CO NEW COM 61945C103 1 23 SH SOLE 23 0 0
MYLAN LABS INC COM 628530107 7 225 SH SOLE 225 0 0
NBT BANCORP INC COM 628778102 343 15505 SH SOLE 15505 0 0
NBT BANCORP INC COM 628778102 60 2706 SH DEFINED 2706 0 0
NATIONAL BK GREECE S A SPN ADR REP 1 SH 633643606 0 200 SH SOLE 200 0 0
NATIONAL FUEL GAS CO N J COM 636180101 5 80 SH SOLE 80 0 0
NATIONAL FUEL GAS CO N J COM 636180101 61 1000 SH DEFINED 1000 0 0
NATIONAL GRID PLC SPON ADR NEW 636274300 3 50 SH SOLE 50 0 0
NATIONAL GRID PLC SPON ADR NEW 636274300 6 100 SH DEFINED 100 0 0
NATURAL RESOURCES PARTNERS L P 63900P103 9 400 SH DEFINED 400 0 0
NEW GOLD INC CDA COM 644535106 4 450 SH DEFINED 450 0 0
NEW YORK CMNTY BANCORP INC COM 649445103 1 100 SH SOLE 100 0 0
NEWELL RUBBERMAID INC COM 651229106 13 485 SH SOLE 0 0 485
NEWMONT MINING CORP COM 651639106 9 204 SH SOLE 204 0 0
NEXTERA ENERGY INC COM 65339F101 979 12600 SH SOLE 12600 0 0
NEXTERA ENERGY INC COM 65339F101 287 3700 SH DEFINED 3700 0 0
NIKE INC CL B COM 654106103 189 3200 SH SOLE 3200 0 0
NIKE INC CL B COM 654106103 47 800 SH DEFINED 800 0 0
NORFOLK SOUTHERN CORP COM 655844108 1053 13658 SH SOLE 13658 0 0
NORFOLK SOUTHERN CORP COM 655844108 139 1800 SH DEFINED 1800 0 0
NORTH EUROPEAN OIL RTY TR SH BEN INT 659310106 10 400 SH SOLE 400 0 0
NORTHEAST UTILS COM 664397106 24 551 SH SOLE 551 0 0
NORTHROP GRUMMAN CORP COM 666807102 56 800 SH SOLE 800 0 0
NORWOOD FINANCIAL CORP COM 669549107 42 1365 SH SOLE 1365 0 0
NOVARTIS A G SPONSORED ADR 66987V109 2203 30929 SH SOLE 30929 0 0
NOVARTIS A G SPONSORED ADR 66987V109 488 6850 SH DEFINED 6850 0 0
NUCOR CORP COM 670346105 1155 25038 SH SOLE 25038 0 0
NUCOR CORP COM 670346105 102 2200 SH DEFINED 2200 0 0
NUVEEN SELECT TAX FREE INCM SH BEN INT 67062F100 35 2363 SOLE 2363 0 0
NUVEEN NY MUN VALUE FD COM 67062M105 60 5886 SOLE 5886 0 0
NUVEEN NY MUN VALUE FD COM 67062M105 5 500 DEFINED 500 0 0
OGE ENERGY CORP COM 670837103 350 5000 SH SOLE 5000 0 0
OGE ENERGY CORP COM 670837103 42 600 SH DEFINED 600 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 84 1075 SH SOLE 1075 0 0
OLIN CORP COM PAR $1 680665205 13 500 SH SOLE 500 0 0
OMNICOM GROUP INC COM 681919106 27 450 SH SOLE 450 0 0
ONEOK PARTNERS LP 68268N103 23 400 SH SOLE 400 0 0
ORACLE CORP COM 68389X105 388 11997 SH SOLE 11997 0 0
ORACLE CORP COM 68389X105 16 500 SH DEFINED 500 0 0
PG&E CORP COM 69331C108 95 2127 SH SOLE 1942 0 185
PG&E CORP COM 69331C108 107 2407 SH DEFINED 2407 0 0
PPG INDS INC COM 693506107 242 1807 SH SOLE 1807 0 0
PPL CORP COM 69351T106 353 11275 SH SOLE 11275 0 0
PPL CORP COM 69351T106 6 200 SH DEFINED 200 0 0
PARKER HANNIFIN CORP COM 701094104 32 350 SH SOLE 350 0 0
PAYCHEX INC COM 704326107 5 135 SH SOLE 135 0 0
PAYCHEX INC COM 704326107 11 312 SH DEFINED 312 0 0
PEABODY ENERGY CORP COM 704549104 6 300 SH SOLE 300 0 0
PEPCO HOLDINGS INC COM 713291102 4 200 SH DEFINED 200 0 0
PEPSICO INC COM 713448108 3924 49596 SH SOLE 49484 0 112
PEPSICO INC COM 713448108 688 8696 SH DEFINED 8696 0 0
PERMIAN BASIN RTY TR UNIT BEN INT 714236106 2 200 SH SOLE 200 0 0
PFIZER INC COM 717081103 2323 80500 SH SOLE 80172 0 328
PFIZER INC COM 717081103 250 8675 SH DEFINED 8675 0 0
PHILIP MORRIS INTL INC COM 718172109 123 1323 SH SOLE 1323 0 0
PHILIP MORRIS INTL INC COM 718172109 28 300 SH DEFINED 300 0 0
PHILLIPS 66 COM 718546104 787 11243 SH SOLE 11243 0 0
PHILLIPS 66 COM 718546104 277 3957 SH DEFINED 3957 0 0
PIMCO EHHANCED SHRT MATURITY ETF 72201R833 2322 22873 SH SOLE 22627 0 246
PIMCO EHHANCED SHRT MATURITY ETF 72201R833 400 3944 SH DEFINED 3944 0 0
PIMCO DYNAMIC INCOME FD SHS 72201Y101 16 500 SH SOLE 500 0 0
PINNACLE WEST CPTLCORP 723484101 285 4930 SH SOLE 4930 0 0
PITNEY BOWES INC COM 724479100 52 3500 SH SOLE 3500 0 0
"PLAINS ALL AMERICAN PIPELIN E, LLP 726503105 282 5000 SH SOLE 600 0 0
PLUG POWER INC COM NEW 72919P202 0 3 SH SOLE 3 0 0
POTASH CORP SASK INC COM 73755L107 799 20350 SH SOLE 20350 0 0
POTASH CORP SASK INC COM 73755L107 133 3400 SH DEFINED 3400 0 0
POWERSHARES DB CMDTY
IDX TRA UNIT BEN INT 73935S105 1619 59321 SH SOLE 59321 0 0
POWERSHARES ETF TRUST FINL PFD PTFL 73935X229 9 500 SH SOLE 500 0 0
POWERSHARES ETF TRUST WATER RESOURCE 73935X575 1 50 SH SOLE 50 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 1968 78450 SH SOLE 74225 0 4225
POWERSHARES GLOBAL
ETF TRUST I-30 LAD TREAS 73936T524 9 274 SH SOLE 274 0 0
PRINCIPAL FINL GROUP INC COM 74251V102 7 200 SH SOLE 200 0 0
PROCTER & GAMBLE CO COM 742718109 4965 64433 SH SOLE 64316 0 117
PROCTER & GAMBLE CO COM 742718109 706 9156 SH DEFINED 9156 0 0
PROGRESSIVE CORP OHIO COM 743315103 25 1000 SH SOLE 1000 0 0
PRUDENTIAL FINL INC COM 744320102 23 391 SH SOLE 391 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 1546 45018 SH SOLE 45018 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 572 16658 SH DEFINED 16658 0 0
QUALCOMM INC COM 747525103 478 7148 SH SOLE 7148 0 0
QUALCOMM INC COM 747525103 101 1510 SH DEFINED 1510 0 0
RANGE RES CORP COM 75281A109 10 125 SH SOLE 125 0 0
RAYTHEON CO COM NEW 755111507 59 1000 SH SOLE 1000 0 0
REYNOLDS AMERICAN INC COM 761713106 11 250 SH DEFINED 250 0 0
RIO TINTO PLC SPONSORED ADR 767204100 188 4000 SH DEFINED 4000 0 0
RITE AID CORP COM 767754104 9 5000 SH SOLE 5000 0 0
ROCKWELL AUTOMATION INC COM 773903109 43 500 SH SOLE 500 0 0
ROCKWELL COLLINS INC 774341101 249 3950 SH SOLE 3950 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 60 1000 SH DEFINED 1000 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 524 8037 SH SOLE 8037 0 0
ROYAL GOLD INC COM 780287108 4 63 SH DEFINED 63 0 0
RUBICON MINERALS CORP COM 780911103 3 1228 SH DEFINED 1228 0 0
SPDR S&P 500 ETF TRUST 78462F103 4180 26680 SH SOLE 26680 0 0
SPDR S&P 500 ETF TRUST 78462F103 414 2642 SH DEFINED 2642 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 126 815 SH SOLE 815 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 57 1175 SH SOLE 1175 0 0
SPDR INDEX SHS FDS MACQU GLBIN100 78463X855 2 50 SH SOLE 50 0 0
SPDR BARCLAYS CONVERTIBLE SECURITIES ETF 78464A359 270 6370 SH SOLE 6370 0 0
SPDR BARCLAYS HIGH YIELD BOND ETF 78464A417 161 3925 SH SOLE 3925 0 0
SPDR BARCLAYS HIGH YIELD BOND ETF 78464A417 39 950 SH DEFINED 950 0 0
SPDR SERIES TRUST BARC CAPTL ETF 78464A474 761 24750 SH SOLE 20800 0 3950
SPDR SERIES TRUST DB INT GVT ETF 78464A490 54 875 SH SOLE 875 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 20 300 SH SOLE 300 0 0
SPDR S&P MIDCAP
400 ETF TR UTSER1 S&PDCRP 78467Y107 3348 15965 SH SOLE 15965 0 0
SPDR S&P MIDCAP
400 ETF TR UTSER1 S&PDCRP 78467Y107 393 1872 SH DEFINED 1872 0 0
SPDR BARCLAYS
SHORT TERM HIGH YIELD BOND ETF 78468R408 3866 125195 SH SOLE 119570 0 5625
SABINE ROYALTY TR UNIT BEN INT 785688102 9 200 SH SOLE 200 0 0
SAPIENT CORP COM 803062108 1 103 SH SOLE 103 0 0
SCANA CORP NEW COM 80589M102 74 1446 SH SOLE 1446 0 0
SCHLUMBERGER LTD COM 806857108 681 9100 SH SOLE 9100 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 4 100 SH SOLE 100 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 34 850 SH SOLE 850 0 0
SELECT SECTOR SPDR TR SBI INT-TECH 81369Y803 100 3300 SH SOLE 3300 0 0
SELECT SECTOR SPDR TR SBI INT-TECH 81369Y803 207 6844 SH DEFINED 6844 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1646 42118 SH SOLE 42118 0 0
SEMPRA ENERGY COM 816851109 1860 23265 SH SOLE 23265 0 0
SEMPRA ENERGY COM 816851109 294 3675 SH DEFINED 3675 0 0
SIGMA ALDRICH CORP COM 826552101 243 3130 SH SOLE 3130 0 0
SILVER WHEATON CORP COM 828336107 17 540 SH DEFINED 540 0 0
SONOCO PRODS CO COM 835495102 63 1800 SH SOLE 1800 0 0
SOUTHERN CO COM 842587107 410 8736 SH SOLE 8736 0 0
SPECTRA ENERGY CORP COM 847560109 105 3427 SH SOLE 3149 0 278
SPECTRA ENERGY CORP COM 847560109 110 3570 SH DEFINED 3570 0 0
SPRINT NEXTEL CORP COM 852061100 1 100 SH SOLE 100 0 0
STANLEY BLACK & DECKER INC COM 854502101 858 10600 SH SOLE 10600 0 0
STANLEY BLACK & DECKER INC COM 854502101 219 2700 SH DEFINED 2700 0 0
STAPLES INCORPORATED COM 855030102 17 1250 SH SOLE 1250 0 0
STARBUCKS CORP COM 855244109 73 1275 SH SOLE 1275 0 0
STATE AUTO FINL CORP COM 855707105 17 966 SH SOLE 966 0 0
STATE STR CORP COM 857477103 144 2445 SH SOLE 2445 0 0
STRYKER CORP COM 863667101 105 1610 SH SOLE 1610 0 0
STRYKER CORP COM 863667101 13 200 SH DEFINED 200 0 0
SUBURBAN PROPANE
PARTNERS L UNIT LTD PARTN 864482104 1 23 SH SOLE 23 0 0
SUBURBAN PROPANE
PARTNERS L UNIT LTD PARTN 864482104 0 10 SH DEFINED 10 0 0
SUNCOR ENERGY INC NEW COM 867224107 75 2500 SH SOLE 2500 0 0
SYMANTEC CORP COM 871503108 61 2455 SH SOLE 2455 0 0
SYSCO CORP COM 871829107 1342 38175 SH SOLE 38175 0 0
SYSCO CORP COM 871829107 338 9600 SH DEFINED 9600 0 0
TECO ENERGY INC COM 872375100 53 2955 SH SOLE 2955 0 0
TARGET CORP COM 87612E106 637 9308 SH SOLE 9308 0 0
TARGET CORP COM 87612E106 21 300 SH DEFINED 300 0 0
TELEFONICA S A SPONSORED ADR 879382208 4 308 SH DEFINED 308 0 0
TEMPLETON EMERG MKTS INCOME COM 880192109 4 250 SH DEFINED 250 0 0
TENARIS S A SPONSORED ADR 88031M109 41 1000 SH SOLE 1000 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 17 437 SH SOLE 437 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 8 200 SH DEFINED 200 0 0
TEXAS INSTRS INC COM 882508104 636 17920 SH SOLE 17920 0 0
TEXAS INSTRS INC COM 882508104 85 2400 SH DEFINED 2400 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 43 558 SH SOLE 558 0 0
3M CO COM 88579Y101 4019 37800 SH SOLE 37800 0 0
3M CO COM 88579Y101 633 5950 SH DEFINED 5950 0 0
TIME WARNER INC COM NEW 887317303 60 1050 SH SOLE 862 0 188
TIME WARNER CABLE INC COM 88732J207 8 83 SH SOLE 83 0 0
TOMPKINS TRUST CO INC COM 890110109 141 3341 SH SOLE 3341 0 0
TOTAL S A SPONSORED ADR 81915E109 86 1800 SH DEFINED 1800 0 0
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 21 200 SH SOLE 200 0 0
TRANS1 INC COM 89385X105 13 5775 SH SOLE 3825 0 1950
TRAVELERS COMPANIES INC COM 89417E109 18 208 SH SOLE 208 0 0
TRI CONTL CORP COM 895436103 140 8000 SH SOLE 8000 0 0
TRUSTCO BK CORP N Y COM 898349105 5 842 SH DEFINED 842 0 0
UIL HLDG CORP COM 902748102 34 847 SH SOLE 847 0 0
US BANCORP DEL COM NEW 902973304 68 2000 SH SOLE 2000 0 0
US BANCORP DEL COM NEW 902973304 68 2000 SH DEFINED 2000 0 0
UNILEVER PLC SPON ADR NEW 904767704 4 100 SH DEFINED 100 0 0
UNILEVER N V N Y SHS NEW 904784709 16 400 SH SOLE 400 0 0
UNITED PARCEL SERVICE INC CL B COM 911312106 1385 16121 SH SOLE 16121 0 0
UNITED PARCEL SERVICE INC CL B COM 911312106 249 2900 SH DEFINED 2900 0 0
UNITED TECHNOLOGIES CORP COM 913017109 2370 25365 SH SOLE 25365 0 0
UNITED TECHNOLOGIES CORP COM 913017109 402 4300 SH DEFINED 4300 0 0
UNITEDHEALTH GROUP INC COM 91324P102 664 11600 SH SOLE 11600 0 0
UNITEDHEALTH GROUP INC COM 91324P102 29 500 SH DEFINED 500 0 0
VALERO ENERGY CORP NEW COM 91913Y100 37 821 SH SOLE 821 0 0
VANGUARD SPECIALIZED
PORTFOL DIV APP ETF 921908844 8462 128804 SH SOLE 122429 0 6375
VANGUARD SPECIALIZED
PORTFOL DIV APP ETF 921908844 455 6928 SH DEFINED 6928 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1889 23320 SH SOLE 22950 0 370
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 162 2000 SH DEFINED 2000 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 2029 24260 SH SOLE 23365 0 895
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 757 9050 SH DEFINED 9050 0 0
VANGUARD HIGH DIVIDEND
YIELD ETF 921946406 25 450 SH SOLE 450 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 50 500 SH SOLE 500 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 6 50 SH SOLE 50 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1058 27750 SH SOLE 27750 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 206 5400 SH DEFINED 5400 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1422 17150 SH SOLE 16200 0 950
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 351 4400 SH DEFINED 4400 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 352 4150 SH SOLE 4150 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 25 300 SH DEFINED 300 0 0
VANGUARD MSCI EMERGING MARKETS ETF 922042858 281 6554 SH SOLE 6554 0 0
VANGUARD MSCI EMERGING MARKETS ETF 922042858 232 5408 SH DEFINED 5408 0 0
VANGUARD SCOTTSDALE FDS SHRT-TERM CORP 92206C409 3000 37350 SH SOLE 37350 0 0
VANGUARD SCOTTSDALE FDS SHRT-TERM CORP 92206C409 538 6700 SH DEFINED 6700 0 0
VANGUARD INDEX FDS REIT ETF 922908553 1451 20575 SH SOLE 20575 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 16 200 SH SOLE 200 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 146 1569 SH SOLE 1569 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 169 1850 SH SOLE 1850 0 0
VERIZON COMMUNICATIONS COM 92343V104 3959 80550 SH SOLE 80367 0 183
VERIZON COMMUNICATIONS COM 92343V104 757 15398 SH DEFINED 15398 0 0
VIACOM INC NEW CL B COM 92553P201 15 250 SH SOLE 250 0 0
VISA INC COM CL A 92826C839 183 1075 SH SOLE 1075 0 0
VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 8 297 SH DEFINED 297 0 0
VULCAN MATLS CO COM 929160109 129 2500 SH SOLE 2500 0 0
WGL HLDGS INC COM 92924F106 18 400 SH SOLE 400 0 0
WAL MART STORES INC COM 931142103 2577 34437 SH SOLE 34325 0 112
WAL MART STORES INC COM 931142103 503 6728 SH DEFINED 6728 0 0
WALGREEN CO COM 931422109 529 11100 SH SOLE 11100 0 0
WALGREEN CO COM 931422109 10 200 SH DEFINED 200 0 0
WASHINGTON REAL ESTATE INVT SH BEN INT 939653101 11 400 SH SOLE 400 0 0
WASTE MGMT INC DEL COM 94106L109 16 400 SH SOLE 400 0 0
WASTE MGMT INC DEL COM 94106L109 19 475 SH DEFINED 475 0 0
WELLPOINT INC COM 94973V107 319 4820 SH SOLE 4820 0 0
WELLPOINT INC COM 94973V107 13 200 SH DEFINED 200 0 0
WELLS FARGO & CO NEW COM 949746101 772 20879 SH SOLE 20879 0 0
WELLS FARGO & CO NEW COM 949746101 7 200 SH DEFINED 200 0 0
WESTERN ASSET MANAGED MUNI 95766M105 39 2673 SOLE 2673 0 0
WILLIAMS COS INC DEL COM 969457100 48 1289 SH SOLE 1039 0 250
WISCONSIN ENERGY CORP COM 976657106 196 4572 SH SOLE 4572 0 0
WISDOMTREE EQUITY INC FUND 97717W208 404 7900 SH SOLE 7900 0 0
WISDOMTREE TRUST EMERG MKTS ETF 97717W315 602 10925 SH SOLE 10125 0 800
WISDOMTREE TRUST INTL MIDCAP DV 97717W778 52 1000 SH SOLE 1000 0 0
WISDOMTREE TRUST JAPN HEDGE EQT 97717W851 59 1375 SH SOLE 1375 0 0
WISDOMTREE TR EM LCL DEBT FD 97717X867 2430 46275 SH SOLE 45975 0 300
WPX ENERGY INC COM 98212B103 2 100 SH SOLE 100 0 0
YAMANA GOLD INC COM 98462Y100 6 400 SH DEFINED 400 0 0
YUM BRANDS INC Com 988498101 59 820 SH SOLE 820 0 0
ZIMMER HLDGS INC COM 98956P102 98 1300 SH SOLE 1300 0 0
GRAND TOTALS 405049 7947229 7880764 0 66465