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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K
                                 CURRENT REPORT


     PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934
         Date of Report (Date of earliest event reported) June 3, 2003
                                                          ------------


                          BERKSHIRE HILLS BANCORP, INC.
                          -----------------------------
             (Exact name of registrant as specified in its charter)

      Delaware                      1-15781                 04-3510455
      --------                      ---------               ----------
(State or other jurisdiction of    (Commission             (IRS Employer
incorporation)                      File Number)           Identification No.)

                24 North Street, Pittsfield, Massachusetts 01201
               ------------------------------------------------
                   (Address of principal executive offices)

                                 (413) 443-5601
                                 --------------
              (Registrant's telephone number, including area code)

                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)







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ITEM 7.   FINANCIAL STATEMENTS AND OTHER EXHIBITS
          ---------------------------------------

      Exhibit 99.1  Press Release Dated June 3, 2003

ITEM 9.   REGULATION FD DISCLOSURE
          ------------------------

      On June 3, 2003,  Berkshire Hills Bancorp,  Inc. (the "Company") announced
that it  completed  a 312,516  share  repurchase  program at an average  cost of
$23.08  per  share.  The  Company  also  announced  that its board of  directors
authorized the repurchase of an additional  300,000 shares, or approximately 5%,
of the Company's outstanding shares.

      The press release  announcing the completion of the repurchase program and
the authorization of an additional  repurchase  program is filed as Exhibit 99.1
and incorporated herein by reference.





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                                   SIGNATURES

      Pursuant to the  requirements of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                       BERKSHIRE HILLS BANCORP, INC.


Dated: June 3, 2003                    By: /s/ Michael P. Daly
                                           -------------------------------------
                                           Michael P. Daly
                                           President and Chief Executive Officer