1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) June 3, 2003 ------------ BERKSHIRE HILLS BANCORP, INC. ----------------------------- (Exact name of registrant as specified in its charter) Delaware 1-15781 04-3510455 -------- --------- ---------- (State or other jurisdiction of (Commission (IRS Employer incorporation) File Number) Identification No.) 24 North Street, Pittsfield, Massachusetts 01201 ------------------------------------------------ (Address of principal executive offices) (413) 443-5601 -------------- (Registrant's telephone number, including area code) Not Applicable -------------- (Former name or former address, if changed since last report) 2 ITEM 7. FINANCIAL STATEMENTS AND OTHER EXHIBITS --------------------------------------- Exhibit 99.1 Press Release Dated June 3, 2003 ITEM 9. REGULATION FD DISCLOSURE ------------------------ On June 3, 2003, Berkshire Hills Bancorp, Inc. (the "Company") announced that it completed a 312,516 share repurchase program at an average cost of $23.08 per share. The Company also announced that its board of directors authorized the repurchase of an additional 300,000 shares, or approximately 5%, of the Company's outstanding shares. The press release announcing the completion of the repurchase program and the authorization of an additional repurchase program is filed as Exhibit 99.1 and incorporated herein by reference. 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BERKSHIRE HILLS BANCORP, INC. Dated: June 3, 2003 By: /s/ Michael P. Daly ------------------------------------- Michael P. Daly President and Chief Executive Officer