PAGE  1
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      PAGE  2
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      PAGE  3
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      PAGE  4
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      PAGE  5
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      PAGE  6
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      PAGE  7
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      PAGE  8
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      PAGE  9
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      PAGE  10
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      PAGE  14
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      PAGE  15
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      PAGE  16
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SIGNATURE   WILLIAM P. FLORY, JR.
TITLE       CHIEF ACCT. OFFICER