Filed Under Rule
      424(b)(3), Registration Statement Nos. 333-98743 and
      333-103966
  
    Pricing Supplement No. 31 dated
      March 22, 2004
  
    To Prospectus Dated May 09, 2003 and
      Prospectus Supplement Dated May 09,
2003


  
    CUSIP
Number
    Principal
Amount
    Price to
Public
    Gross
Concession
    Net
Proceeds
    Coupon
Type
    Interest
Rate
    Interest
Payment
Frequency
    Maturity
Date
    1st
      Interest
Payment
Date
    1st
      Interest
Payment Amount
Per Thousand Dollars
of Principal
      Amount
    Survivor's
Option
    Ranking
  
    12557WGR6
    $1,333,000.00
    100.000%
    0.400%
    $1,327,668.00
    FIXED
    1.700%
    SEMI-ANNUAL
    03/15/2006
    09/15/2004
    $8.03
    YES
    Senior Unsecured
  Notes
  Redemption
Information: Non-Callable

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: Banc
One Capital Markets, Inc., Charles Schwab & Co., Inc., Citigroup, Edward D.
Jones & Co., L.P., Raymond James, RBC Capital Markets, UBS Financial
Services Inc., Wachovia Securities 
 


  
    CUSIP
Number
    Principal
Amount
    Price to
Public
    Gross
Concession
    Net
Proceeds
    Coupon
Type
    Interest
Rate
    Interest
Payment
Frequency
    Maturity
Date
    1st
      Interest
Payment
Date
    1st
      Interest
Payment Amount
Per Thousand Dollars
of Principal
      Amount
    Survivor's
Option
    Ranking
  
    12557WGS4
    $1,462,000.00
    100.000%
    0.750%
    $1,451,035.00
    FIXED
    2.700%
    SEMI-ANNUAL
    03/15/2008
    09/15/2004
    $12.75
    YES
    Senior Unsecured
  NotesRedemption
Information: Non-Callable

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: Banc
One Capital Markets, Inc., Charles Schwab & Co., Inc., Citigroup, Edward D.
Jones & Co., L.P., Raymond James, RBC Capital Markets, UBS Financial
Services Inc., Wachovia Securities 
 


  
    CUSIP
Number
    Principal
Amount
    Price to
Public
    Gross
Concession
    Net
Proceeds
    Coupon
Type
    Interest
Rate
    Interest
Payment
Frequency
    Maturity
Date
    1st
      Interest
Payment
Date
    1st
      Interest
Payment Amount
Per Thousand Dollars
of Principal
      Amount
    Survivor's
Option
    Ranking
  
    12557WGT2
    $4,452,000.00
    100.000%
    1.500%
    $4,385,220.00
    FIXED
    4.600%
    SEMI-ANNUAL
    03/15/2014
    09/15/2004
    $21.72
    YES
    Senior Unsecured
  NotesRedemption
Information: Callable at 100.000% on
03/15/2006 and every interest payment date thereafter.

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: Banc
One Capital Markets, Inc., Charles Schwab & Co., Inc., Citigroup, Edward D.
Jones & Co., L.P., Raymond James, RBC Capital Markets, UBS Financial
Services Inc., Wachovia Securities 
The CIT
InterNotes due 03/15/2014 will be subject to redemption at the option of CIT
Group Inc., in whole or from time to time in part on the interest payment date
occurring 03/15/2006 and on any interest payment date thereafter at a redemption
price equal to 100% of the principal amount of the CIT InterNotes due 03/15/2014
plus accrued interest thereon, if any, upon at least 30 days prior notice to the
noteholder and the trustee, as described in the prospectus
supplement.

 


  
    


      

	  CIT Group
      Inc. 

      1 CIT Drive 

      Livingston NJ 07039
    Trade Date: Monday,
      March 22, 2004 @12:00 PM ET 
Settle Date:
      Thursday, March 25, 2004  
Minimum
      Denomination/Increments: $1,000.00/$1,000.00 
Initial trades settle flat and clear SDFS: DTC Book Entry
      only 
DTC Number: 0443 via Pershing, LLC
      
Trustee: J.P. Morgan Trust Company, National Association
      (as successor to Bank One Trust Company, N.A.)

      
If the maturity date, date of earlier redemption or
      repayment or an interest payment date for any note is not a business day
      (as such term is defined in the prospectus supplement), principal,
      premium, if any, and interest for that note will be paid on the next
      business day, and no interest will accrue on the amount payable from, and
      after, the maturity date, date of earlier redemption or repayment or such
      interest payment date.

      
InterNotes® is the service mark of
      INCAPITAL, LLC. All Rights Reserved.
    
      
CIT Group
      Inc. 
$
      4,000,000,000
CIT InterNotes