SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
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Date of Report (Date of earliest event reported): July 28, 2003
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AMERICAN EXPRESS COMPANY
(Exact name of registrant as specified in its charter)
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New York 1-7657 13-4922250
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(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)
200 Vesey Street, World Financial Center
New York, New York 10285
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (212) 640-2000
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(Former name or former address, if changed since last report)
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ITEM 9. REGULATION FD DISCLOSURE; AND ITEM 12. RESULTS OF OPERATIONS AND
FINANCIAL CONDITION.
The following information is furnished under Item 9 - Regulation FD
Disclosure and Item 12 - Results of Operations and Financial Condition:
On July 28, 2003, American Express Company issued a press release
announcing its financial results for the second quarter of 2003. A copy of
such press release is attached to this report as Exhibit 99.1 and is hereby
incorporated herein by reference. In addition, in conjunction with the
announcement of its financial results, American Express Company distributed
additional financial information relating to its 2003 second quarter financial
results and a 2003 Second Quarter Earnings Supplement. Such additional
financial information and the 2003 Second Quarter Earnings Supplement are
attached to this report as Exhibits 99.2 and 99.3, respectively, to this
report and each are hereby incorporated by reference.
EXHIBIT INDEX
99.1 Press Release, dated July 28, 2003, of American Express Company
announcing its financial results for the second quarter of 2003.
99.2 Additional financial information relating to the financial results of
American Express Company for the second quarter of 2003.
99.3 2003 Second Quarter Earnings Supplement of American Express Company.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
AMERICAN EXPRESS COMPANY
(REGISTRANT)
By /s/ Stephen P. Norman
Name: Stephen P. Norman
Title: Secretary
DATE: July 28, 2003