Sign In  |  Register  |  About Pleasanton  |  Contact Us

Pleasanton, CA
September 01, 2020 1:32pm
7-Day Forecast | Traffic
  • Search Hotels in Pleasanton

  • ROOMS:

Tax-Free Generational Wealth Building Strategy: New Report Released

Equifund has released a new report that allows investors to explore the "Buy, Borrow, Die" approach, which guides them in making investments they can pass on to their heirs tax-free.

The private investing company’s recently released report explains why the “Buy, Borrow, Die” method is one of the most common ways to build generational wealth. According to data released by Morgan Stanley, their wealth management clients currently hold $68.1 billion in non-mortgage, security-based loans, a figure that has doubled since 2016. The primary reason for this increase appears to be a specific tax planning strategy that allows them to increase their wealth without liquidating assets.

For more information, visit

Equifund's newly launched information campaign reveals that this strategy, conceived by Edward McCaffery, a tax law professor at the University of Southern California Law School, can be utilized by any individual, regardless of their financial background. First, they must buy appreciating assets, and rather than selling these assets when cash is needed, they cash out on their investments. When the asset owner passes away, the beneficiaries will inherit the assets tax-free, because current tax provisions exempt heirs from paying capital gains tax.

The process is straightforward, and individuals either buy or create assets in the asset acquisition phase. While billionaires might do this by founding companies, smart individuals can achieve it by purchasing stocks, real estate, or other types of investments. Once assets are accumulated, they can capitalize on the value of their portfolio, with the Securities Backed Line of Credit (SBLOC) being a popular choice for those with stock portfolios. The limit for obtaining funding in exchange is typically set at about 50% of the portfolio's value.

This strategy's growing popularity is evident, with Bank of America’s wealth division recording a 50% increase in such instruments from 2019 to 2022. However, anyone considering this method should consult with tax advisors and estate planning attorneys to ensure they fully understand its intricacies and potential implications.

“Wealthy individuals often store most of their wealth in assets like stocks, real estate, and operating businesses. This approach involves buying appreciating assets; borrowing against them at low interest-rates; and eventually passing the assets down to heirs—with little or no tax liability. Heirs can then sell their inherited assets tax-free due to the step-up in basis rules,” a representative said.

Interested parties who want to know more about Equifund and how to potentially start building generational wealth with strategies like this may visit

Contact Info:
Name: Equifund
Email: Send Email
Organization: Equifund Technologies LLC
Address: 30 N Gould St Ste R, Sheridan, WY 82801, United States

Source: PressCable

Release ID: 89106332

In the event of detecting errors, concerns, or irregularities in the content shared in this press release that require attention or if there is a need for a press release takedown, we kindly request that you inform us promptly by contacting Our dedicated team will promptly address your feedback within 8 hours and take necessary actions to resolve any identified issues diligently or guide you through the removal process. Providing accurate and dependable information is our utmost priority.

Data & News supplied by
Stock quotes supplied by Barchart
Quotes delayed at least 20 minutes.
By accessing this page, you agree to the following
Privacy Policy and Terms and Conditions.
Photography by Christophe Tomatis
Copyright © 2010-2020 & California Media Partners, LLC. All rights reserved.