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47% of people are embarrassed by their cracked iPhone screen. After all, it looks unprofessional and can even be dangerous, since you can cut yourself on the broken glass. You want to get it fixed as soon as possible, but what if the budget is tight this month? Since smartphone repair is a sudden expense you might not have budgeted for, it can be sometimes hard to finance the repair cost.
However, you have more finance options than you may think! To learn more, keep reading to find seven of the most practical ways to finance your smartphone maintenance, so your iPhone or Android looks as good as new in no time!
1. Use Your Credit Card
If you’re in desperate need of electronic help, one of the easiest ways to pay for your smartphone repair is with your credit card. Most of us have a credit card that we only use for emergencies, but a damaged phone definitely counts as an emergency!
We depend on our phones for work, connecting with loved ones, and even navigation to and from new places, so having a functional phone is essential to daily life as we know it.
If you’re worried about your credit card bill, aim to pay it off as soon as you can, once your next paycheck comes in.
Or, if you don’t have a credit card, it might be worth opening one to get your phone fixed quickly. Repairing a damaged phone will almost always be cheaper than purchasing a new phone outright, so you’re still coming out ahead and limiting how much you charge on your new card.
2. Ask a Friend or Relative for a Loan
It’s not an option for everyone, but sometimes you can finance your smartphone repair with help from a relative or friend. If they’re willing to loan you the money, this is a helpful way to get your device repaired quickly.
Just be sure to confirm the repayment terms in advance, so both parties know what’s expected of them. And always honor your deal, making sure you pay back your friend or relative as soon as you can.
One big advantage of a personal loan from someone you know and trust is that they generally won’t ask for interest, which will save you money in the long run.
3. Sell Some Unwanted Gear
If you love your smartphone, chances are that you have plenty of other electronic devices as well. However, many of us have old electronics that we’ve since upgraded, but no longer use.
Could you consider selling a few of your unwanted electronics? This can be an effective way to get cash fast and you can sell online on sites like Facebook Marketplace, Craigslist, or Amazon.
It helps to concentrate on the gadgets with the highest resale values, like game consoles, iPads, Google Chromecast, and any vintage audio equipment, like record players.
Or, you could take them to a pawn shop, but they don’t always offer the most competitive prices.
4. Take Out a Personal Loan
Sometimes, smartphone maintenance and repairs come at the most inconvenient times, so if the money just isn’t in the bank, consider taking out a personal loan.
Many banks and private lenders will offer personal loans, even if your credit isn’t perfect. However, your bank is the best starting point, as they’ll usually have the most competitive rates.
5. Consider a Payday Advance
If you need a smartphone repair done as soon as possible, there’s not always time to wait for Friday’s paycheck. For urgent repairs, consider getting a payday advance to cover the cost.
Sometimes, your employer may be willing to help with this, as long as you’re a trusted employee. Or, consider a payday advance or loan.
Quite a few companies advertise and offer payday loans, but be sure to read the fine print first. This is because some offer high interest rates, so be sure to get the best possible rate—and then pay it off as soon as you can.
6. Ask About Payment Plans
Some repair companies might offer payment plans, allowing you to pay for the repairs in installments. While not always possible, it never hurts to ask and could help you pay for your repairs over time.
7. Trade in an Older Smartphone
When you bought your current smartphone, which now needs repairs, what did you do with your current previous smartphone? If you still have it, and it’s in working order, you might be able to sell it or trade it in.
Many electronics shops will buy pre-owned mobile phones that are still working, so consider selling yours if you need money to finance your repair. Generally, the newer the smartphone, the more value it has.
As a last resort, you might be able to move your SIM card into your old phone until you have the money to repair your new phone.
Contact Us for All of Your Smartphone Repair Needs
If your smartphone, tablet, laptop, or other tech gear is in need of some urgent repair, Fruit Fixed is here to help. We’re a skilled and friendly group of electronics enthusiasts, with seven locations across Virginia.
With a low price guarantee, we ensure the best possible smartphone repair price for our customers—if you find a better price, we’ll beat it by $5, because we know repairs can be a big expense. We use only the highest quality parts and pride ourselves on top-notch customer service.
Contact us today or stop into one of our stores. Our team can’t wait to help you!