Important Disclosures

This is not a recommendation to buy or sell any security. Past performance is no indication of future results. Please research on your own or with your financial advisor. The information presented is not intended to be used as the sole basis of any investment decisions, nor should it be construed as advice designed to meet the investment needs of any particular investor. Nothing herein constitutes legal, accounting or tax advice or individually tailored investment advice.

This information is available for general circulation and has been prepared without regard to the individual financial circumstances and objectives of persons who receive, obtain or have access to it.

General Risk Considerations

Investing involves substantial risk. Past performance is not a guarantee of future results, and a loss of original capital may occur. No one receiving or accessing this information should make any investment decision without first consulting his or her own personal financial advisor and conducting his or her own research and due diligence, including carefully reviewing any applicable prospectuses, press releases, reports and other public filings of the issuer of any securities being considered. None of the information presented should be construed as an offer to sell or buy any particular security. Please consider this for educational use only. As always, use your best judgment when investing.

Additional Points for Consideration

Horowitz & Company, Inc. is registered as an investment advisor with the State of Florida and conducts business in other states where it is properly registered or is excluded from registration requirements. Registration does not imply any level of skill or training. We will provide all prospective clients with a copy of our current Form ADV, Part 2A (“Disclosure Brochure”) and the Brochure Supplement for each advisory person supporting a particular client. Please contact us for additional information.