Were you able to refi your home when rates were low? I hope so. Don’t tell my wife, but we almost missed the low-rate era. My better half kept asking about refinancing. “Yeah, yeah,” I said. “We will when rates bottom.” In early 2021, they took off right under my nose. I stare at the bond market all day and nearly missed this thing! Fortunately, we got a pullback in rates. I called my buddy, a mortgage broker, who dialed me in with a sweet 2.2% rate on our remaining balance. Two point two! Had we missed that deal, I’d never live it down.… Read more