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United States
Securities and Exchange Commission
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) October 17, 2005
SCBT FINANCIAL CORPORATION
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(Exact name of registrant as specified in its charter)
South Carolina 001-12669 57-0799315
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(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)
520 Gervais Street
Columbia, South Carolina 29201-3046
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (800) 277-2175
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Not Applicable
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(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
|_| Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
|_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
|_| Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
|_| Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
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Item 2.02. Results of Operations and Financial Condition
On October 17, 2005, SCBT Financial Corporation issued a press release
announcing its financial results for the third quarter ended September 30,
2005, and certain other information. A copy of SCBT Financial Corporation's
press release is attached as Exhibit 99.1 to this report and incorporated
herein by reference.
Item 9.01. Financial Statements and Exhibits.
(c) Exhibits.
The following exhibits have been furnish herewith:
99.1 The press release issued by SCBT Financial Corporation in
connection with the announcement.
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Statements included in this Current Report on Form 8-K (including
information incorporated by reference herein) which are not
historical in nature are intended to be, and are hereby
identified as, forward looking statements for purposes of the
safe harbor provided by Section 21E of the Securities and
Exchange Act of 1934, as amended. SCBT Financial Corporation
cautions readers that forward-looking statements are subject to
certain risks and uncertainties that could cause actual results
to differ materially from forecasted results. Such risks and
uncertainties, include, among others, the following
possibilities: (1) Credit risk associated with an obligor's
failure to meet the terms of any contract with the bank or
otherwise fail to perform as agreed; (2) Interest risk involving
the effect of a change in interest rates on both the bank's
earnings and the market value of the portfolio equity; (3)
Liquidity risk affecting the bank's ability to meet its
obligations when they come due; (4) Price risk focusing on
changes in market factors that may affect the value of traded
instruments in mark-to-market portfolios; (5) Transaction risk
arising from problems with service or product delivery; (6)
Compliance risk involving risk to earnings or capital resulting
from violations of or nonconformance with laws, rules,
regulations, prescribed practices, or ethical standards; (7)
Strategic risk resulting from adverse business decisions or
improper implementation of business decisions; and (8) Reputation
risk that adversely effects earnings or capital arising from
negative public opinion.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed by the undersigned hereunto
duly authorized.
October 17, 2005 SCBT Financial Corporation
By: /s/ Richard C. Mathis
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Richard C. Mathis
Executive Vice President and
Chief Financial Officer
Exhibit Index
Exhibit No. Description of Exhibit
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99.1 Press release dated October 17, 2005