Pricing Supplement Number 119 Dated 03/13/2006

Prudential Financial InterNotes®, Due One Year or More from Date of Issue

Filed under Rule 424(b)(3), Registration Statement(s) No. 333-123240, 333-123240-01 and 333-123240-02

Pricing Supplement Number 119 Dated 03/13/2006

(to Prospectus dated March 21, 2005 and Prospectus Supplement dated April 29, 2005)

Investors should read this pricing supplement in conjunction with the Prospectus and Prospectus Supplement.

 

CUSIP
Number

  

Aggregate
Principal
Amount

  

Selling

Price

  

Gross
Concession

  

Net
Proceeds

  

Coupon

Type

  

Coupon
Rate

  

Coupon
Frequency

  

Maturity
Date

  

1st Coupon
Date

  

1st Coupon
Amount

  

Survivor’s
Option

  

Product
Ranking

  

Moody’s
Rating

  

S & P
Rating

74432ANE6    $14,000,000.00    100.00%    0.100%    $13,986,000.00    FIXED    5.500%    SEMI-ANNUAL    9/15/2009    9/15/2006    $27.35    YES   

Senior Unsecured

Notes

   A3    A

Redemption Information: Callable at 100.000% on 09/15/2007 and every interest payment date thereafter.

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Financial Services Inc., Wachovia Securities, LLC The Prudential Financial, Inc. InterNotes will be subject to redemption at the option of Prudential Financial, Inc., in whole on the interest payment date occurring 09/15/2007 and on every interest payment date thereafter at a redemption price equal to 100% of the principal amount of the Prudential Financial, Inc. InterNotes, plus accrued interest thereon, if any, upon at least 30 days’ prior notice to the noteholder and the trustee, as described in the prospectus.

s described in the prospectus.

 

Prudential Financial, Inc.     

Trade Date: Monday, March 13, 2006 @12:00 PM ET

Settlement Date: Thursday, March 16, 2006

 

Minimum Denomination/Increments:

$1,000.00/$1,000.00

 

Initial trades settle flat and clear SDFS:

DTC Book Entry

DTC number: 0235 via RBC Dain Rauscher Inc.

 

If the maturity date or an interest payment date for any note
is not a Business Day (as defined in the Prospectus),
principal, premium, if any, and interest for that note is paid
on the next Business Day, and no interest will accrue from,
and after, the maturity date or interest payment date.

 

The Prudential Financial, Inc. InterNotes will be
represented by a master global note in fully registered
form, without coupons. The master global note will be
deposited with, or on behalf of, DTC and registered in the
name of a nominee of DTC, as depository, or another
depository as may be named in a subsequent pricing
supplement.

 

InterNotes® is a registered trademark of Incapital Holdings
LLC. All rights reserved

   Prudential Financial, Inc.
$2,000,000,000.00 Prudential Financial Retail

Medium-Term Notes, including Prudential
Financial InterNotes
®
Prospectus dated March 21, 2005 and the
Prospectus Supplement dated April 29, 2005