Issuer Free Writing Prospectus
Filed Pursuant to Rule 433
Registration Statement Nos. 333-132469, 333-132469-01 and 333-132469-02
Prudential Financial
$25,000,000 Retail Medium Term Notes Due April 15, 2037
Final Term Sheet, April 23, 2007
| Issuer: | Prudential Financial Inc. | |
| Principal Amount: | $25,000,000 | |
| Ratings: | A3/A | |
| Reoffer Price: | 100.000% | |
| Settlement Date: | April 30, 2007 | |
| Maturity Date: | April 15, 2037 | |
| Coupon Rate: | 6.400% | |
| Coupon Payment Date: | The 15th day of April and October subject to the Following Business Day convention | |
| Business Day Convention: | New York | |
| Initial Coupon Payment Date: | October 15, 2007 | |
| Call Frequency: | On the First Call Date and at each payment date thereafter (Bermudan), with 30 calendar days notice | |
| First Call Date: | Initially callable on April 15, 2009 | |
| Day Count Convention: | 30/360 | |
| Denominations: | Minimum denomination of $1,000 and integral multiples thereof | |
| Dealer: | Merrill Lynch, Pierce, Fenner & Smith Incorporated | |
| Gross Spread: | 0.11% | |
| Form of Note: | SEC Registered MTN, Book Entry | |
| CUSIP: | 74432RAG8 | |
The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any agent or any dealer participating in the offering will arrange to send you the prospectus by calling toll free 1-866-500-5408.