Edgar Filing: FOSS DONALD A

Ownership Submission

FORM 5

	Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
	Form 3 Holdings Reported
	Form 4 Transactions Reported

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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3235-0362

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1. Name and Address of Reporting Person ^*

FOSS DONALD A

2. Issuer Name and Ticker or Trading Symbol
CREDIT ACCEPTANCE CORP [CACC]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

__X__ Director	__X__ 10% Owner
__X__ Officer (give title below)	_____ Other (specify below)
Chairman

(Last)

(First)

(Middle)

25505 WEST TWELVE MILE ROAD

3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2012

(Street)

SOUTHFIELD,Â MIÂ 48034

4. If Amendment, Date Original Filed(Month/Day/Year)

6. Individual or Joint/Group Reporting
(check applicable line)
_X_ Form Filed by One Reporting Person
___ Form Filed by More than One Reporting Person

(City)

(State)

(Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1.Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	12/26/2012	Â	G	35,504 ⁽¹⁾	A	$ 0	4,413,855	D	Â
Common Stock	06/05/2012	Â	S4	2,000	D	$ 81	81,166 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/06/2012	Â	S4	569	D	$ 85	80,597 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/06/2012	Â	S4	2,000	D	$ 83.75	78,597 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/07/2012	Â	S4	1,431	D	$ 85.6	77,166 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/11/2012	Â	S4	800	D	$ 85.2	76,366 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/12/2012	Â	S4	2,000	D	$ 85.5	74,366 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/12/2012	Â	S4	2,000	D	$ 84.85	72,366 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/12/2012	Â	S4	3,200	D	$ 85.2	69,166 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/14/2012	Â	S4	6	D	$ 85.66	69,160 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/14/2012	Â	S4	6	D	$ 85.69	69,154 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/14/2012	Â	S4	303	D	$ 85.72	68,851 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/14/2012	Â	S4	2,685	D	$ 85.65	66,166 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/14/2012	Â	S4	3,000	D	$ 86	63,166 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/15/2012	Â	S4	3,000	D	$ 86.25	60,166 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/18/2012	Â	S4	3,000	D	$ 86	57,166 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/18/2012	Â	S4	3,000	D	$ 85.5	54,166 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/19/2012	Â	S4	100	D	$ 86.02	54,066 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/19/2012	Â	S4	100	D	$ 86.04	53,966 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/19/2012	Â	S4	102	D	$ 86.5	53,864 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/19/2012	Â	S4	108	D	$ 86.01	53,756 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	06/19/2012	Â	S4	2,692	D	$ 86	51,064 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	07/06/2012	Â	S4	10,452	D	$ 84.45	40,612 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	07/13/2012	Â	S4	20	D	$ 93.01	40,592 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	07/13/2012	Â	S4	3,453	D	$ 95	37,139 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	07/13/2012	Â	S4	4,980	D	$ 93	32,159 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	07/13/2012	Â	S4	5,000	D	$ 94	27,159 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	07/16/2012	Â	S4	100	D	$ 95	27,059 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	07/17/2012	Â	S4	1,447	D	$ 95	25,612 ⁽²⁾	I	By limited liability company ⁽²⁾
Common Stock	07/17/2012	Â	S4	5,000	D	$ 96	20,612 ⁽²⁾	I	By limited liability company ⁽²⁾

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

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SEC 2270 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security
(Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code
(Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date
(Month/Day/Year)

7. Title and Amount of Underlying Securities
(Instr. 3 and 4)

8. Price of Derivative Security
(Instr. 5)

9. Number of Derivative Securities Beneficially Owned at End of Issuer's Fiscal Year
(Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)

11. Nature of Indirect Beneficial Ownership
(Instr. 4)

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address	Relationships
Reporting Owner Name / Address	Director	10% Owner	Officer	Other
FOSS DONALD A 25505 WEST TWELVE MILE ROAD SOUTHFIELD,Â MIÂ 48034	Â X	Â X	Â Chairman	Â

Signatures

/s/ Donald A. Foss		01/09/2013
^**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	On December 21, 2010, the reporting person contributed shares of Credit Acceptance common stock to a grantor retained annuity trust for the benefit of himself as annuitant and the nephew of his child as remainderman. On December 26, 2012, 35,504 shares of Credit Acceptance common stock were transferred from such trust to Mr. Foss in satisfaction of such trust's 2012 annuity obligation.
(2)	Shares are owned by a limited liability company in which Mr. Foss has a 20% interest. Mr. Foss disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.
Â Remarks: ThisÂ FormÂ 5Â isÂ 1Â ofÂ 2Â filedÂ forÂ theÂ yearÂ endedÂ DecemberÂ 31,Â 2012Â forÂ Mr.Â Foss.

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