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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT PURSUANT
TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): JANUARY 26, 2004
FREMONT GENERAL CORPORATION
(Exact Name of Registrant as Specified in Its Charter)
NEVADA
(State or Other Jurisdiction of Incorporation)
1-8007 95-2815260
(Commission File Number) (I.R.S. Employer Identification No.)
2020 SANTA MONICA BOULEVARD - SUITE 600 SANTA MONICA, CA 90404
(Address of Principal Executive Offices) (Zip Code)
(310) 315-5500
(Registrant's Telephone Number, Including Area Code)
N/A
(Former Name or Former Address, if Changes Since Last Report)
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ITEM 5. OTHER EVENTS
On January 26, 2004, Fitch Ratings affirmed its senior debt rating of
Fremont General Corporation ("the Company") at CCC+ and revised its Rating
Outlook to "Positive" from "Stable." Fitch also affirmed its trust
preferred rating of the Company's subsidiary, Fremont General Financing I
at CC and revised its Rating Outlook to "Positive" from "Stable."
On January 27, 2004, Moody's Investors Service upgraded its senior debt
rating of the Company to B3 from Caa1 and upgraded its rating of the
Company's subordinated debt to Caa2 from Caa3. In addition, Moody's
upgraded its rating of the Company's trust preferred securities to Caa2
from Caa3. Moody's stated its outlook for the ratings as "Stable."
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.
FREMONT GENERAL CORPORATION
Date: January 28, 2004 BY: /s/ Patrick E. Lamb
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Patrick E. Lamb, Senior Vice President,
Controller and Chief Accounting Officer
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