UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 9, 2006 FREMONT GENERAL CORPORATION (Exact name of registrant as specified in its charter) NEVADA 001-08007 95-2815260 ------------ -------------- -------------- (State or other jurisdiction (Commission File (IRS Employer of incorporation) Number) Identification No.) 2425 OLYMPIC BOULEVARD, 3RD FLOOR SANTA MONICA, CALIFORNIA 90404 (Address of principal executive offices, including zip code) (310) 315-5500 (Registrant's telephone number, including area code) NOT APPLICABLE (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17CFR 240.13e-4(c)) ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION On March 9, 2006, Fremont General Corporation issued a news release to report its results of operations and financial condition at, and for the three months and year ended, December 31, 2005. The information set forth in the attached Exhibit 99.1 is incorporated in the Item by reference and is being furnished and shall not be deemed "filed" for the purposes of the Securities Act of 1934, as amended. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FREMONT GENERAL CORPORATION Date: March 9, 2006 PATRICK E. LAMB By: /s/ PATRICK E. LAMB ------------------------------------- Patrick E. Lamb Senior Vice President, Chief Financial Officer, Chief Accounting Officer and Treasurer (Principal Accounting Officer) S-1