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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549


FORM 8-K


CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of report  (Date of earliest event reported):  March 2, 2016

INDEPENDENCE HOLDING COMPANY
(Exact name of registrant as specified in its charter)

Delaware

001-32244

58-1407235

(State or other jurisdiction
of incorporation)

(Commission File Number)

(IRS Employer Identification No.)


96 Cummings Point Road, Stamford, CT 06902

(Address of Principal Executive Offices) (Zip Code)

(203) 358-8000

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))






Item 7.01.

Regulation FD Disclosure.

On March 9, 2016, David T. Kettig, Chief Operating Officer and Senior Vice President of Independence Holding Company (NYSE:IHC) (the “Company”) will address the attendees at the Houlihan Lokey 2016 Financial Services Industry Conference in New York, NY.  The slideshow presentation that will accompany the remarks made during the conference is attached as Exhibit 99.1 hereto and incorporated herein by reference solely for purposes of this Item 7.01 disclosure. A copy of the presentation is also available on the Company’s website at www.ihcgroup.com.

.

Item 9.01.

Financial Statements and Exhibits.

(d)

Exhibit

99.1

Presentation, dated March 9, 2016, at the Houlihan Lokey 2016 Financial Services Industry Conference in New York, NY

The information in this report, including the exhibit, is being furnished pursuant to Item 7.01 of Regulation S-K.  Such information shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, whether made before or after the date hereof and regardless of any incorporation by reference language in any such filing.  The Current Report will not be deemed an admission as to the materiality of any information in the Current Report that is required to be disclosed solely by Regulation FD.  



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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

INDEPENDENCE HOLDING COMPANY

Dated:

March 2, 2016

By:   /s/ Loan Nisser                             
Name:  Loan Nisser
Title:  Vice President and Secretary







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