PRICING SUPPLEMENT NO. 26 Rule 424(b)(3) DATED: September 10, 2003 File No. 333-104455 (To Prospectus dated April 24, 2003, and Prospectus Supplement dated April 24, 2003) $10,227,293,162 THE BEAR STEARNS COMPANIES INC. MEDIUM-TERM NOTES, SERIES B Principal Amount: $65,000,000 Floating Rate Notes [x] Book Entry Notes [x] Original Issue Date: 9/15/2003 Fixed Rate Notes [ ] Certificated Notes [ ] Maturity Date: 9/15/2005 CUSIP#: 073928B77 Option to Extend Maturity: No [x] Yes [ ] Final Maturity Date: Optional Optional Redemption Repayment Repayment Redeemable On Price(s) Date(s) Price(s) ------------- -------------- ------------- ----------- N/A N/A N/A N/A Applicable Only to Fixed Rate Notes: ------------------------------------ Interest Rate: Interest Payment Dates: Applicable Only to Floating Rate Notes: --------------------------------------- Interest Rate Basis: Maximum Interest Rate: N/A [ ] Commercial Paper Rate Minimum Interest Rate: N/A [ ] Federal Funds Effective Rate [ ] Federal Funds Open Rate Interest Reset Date(s): * [ ] Treasury Rate Interest Reset Period: Quarterly [ ] LIBOR Reuters Interest Payment Date(s): ** [x] LIBOR Telerate [ ] Prime Rate [ ] CMT Rate Initial Interest Rate: 1.24% Interest Payment Period: Quarterly Index Maturity: Three Months Spread (plus or minus): +0.10% * On the 15th of each December, March, June and September prior to Maturity. ** On the 15th of each December, March, June and September, including the maturity date. At May 31, 2003: o the Company had outstanding (on an unconsolidated basis) approximately $39.8 billion of debt and other obligations, including approximately $36.7 billion of unsecured senior debt and $2.5 billion of unsecured inter-company debt; and o subsidiaries of the Company had outstanding (after elimination of inter-company items) approximately $163.9 billion of debt and other obligations (including $45.5 billion related to securities sold under repurchase agreements, $60.7 billion related to payables to customers, $29.2 billion related to financial instruments sold, but not yet purchased, and $28.5 billion of other liabilities, including $15.9 billion of debt). The distribution of Notes will conform to the requirements set forth in Rule 2720 of the NASD Conduct Rules.